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Yeah, it shakes you up a bit.
My thinking is that my wife will probably make it into her 90s like both her folks did, but I'm probably going to only be average. Since my SS is more than hers, especially if I wait to 70 to draw it, she can take my larger benefit instead of hers when I croak. It'll give her more to live on in her old age. Well, at least that's the plan.
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Jim R.
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