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I wish I wasn't writing this, NEED HELP!

What a rotten day!

I need help.

On the way home from work, I got rear-ended by a guy who did not pay attention, he said he was picking up caugh drops...
Anyways my precious Porsche got hit bad. It doesn't look like much but it is not good. It was a clean rear hit. The bumper did all it could, but the the right rear quarter crumbled and the doors doesn't work, in other words, structural damage.

I know I should be happy, because apart from a slight headache and neck pain, I am ok.
I saw the guy in the rear view mirror, but thought he was gonna brake, he didn't, for a split second thought about driving into the shoulder, but time is kind of limited, so all I could do was brace for impact.
Good thing is, I got a witness who saw it all, so the guilt is beyond doubt. Police report and all.

Pictures :






The car was smoking as I pulled over, so I shut if off ASAP.

My car has just been repainted back to its original guise, I got the CoA and has had a top end + atl Franz Blam racing in tucker.

My point is, apart from being my dear 930, it is quite unique. With some very rare options, color is one of them. Supposedly one of only two delivered like this. Now it is damaged.

Now to where I need help.
I am Still fairly new to this country, so I need help on how to handle this regarding insurance and finding the right shop etc. to ensure my car gets what it deserves.

Claim has been filed and the other party's insurance (AAA) is gonna cover it. However there are many ways of doing this, often only one right way, this is where I need some experienced advice.

Just got my motul oil for an oil change, guess that'll have to wait...

Any help and advice is appreciated.

This is a huge bummer for me. This car is a keeper and my only chance of ever owning one of these creatures, so this is FUBAR.

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Jesper
Carrera 3.0 1975
930 1978 OEM Matte Schwartz, ANDIAL IC, BL WUR, SC cams. LMA-3 w. XD-16 and CP transducer
www.stauningwhisky.dk

Last edited by jsveb; 12-03-2013 at 07:48 PM..
Old 12-03-2013, 06:31 PM
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No advise but the asshat who hit you deserves a lashing.....
Old 12-03-2013, 06:47 PM
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Sorry to hear such crappy news. First off start gathering information on the value of your car..i.e. prices of cars that have sold within the past 6 months. Due to possible structural damage the car might be written off as a total loss. The other drivers insurance will most likely try to use book value as payment...Do not accept this(if it is really low). Have proof of what your car is worth and the work you have performed. Contact the other driver's insurance ASAP. If they write it off you will most likely have the option of buying it back. At that point you will need to decide what your best option is. Keep it and rebuild it..or let it go...at least your still safe and healthy..which is the most important part.
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Old 12-03-2013, 06:50 PM
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Thanks for the support.

Some follow up questions based on your input:

Please help me get some information on value. My car is truly special, I can spec. That if somebody with knowledge on these cars are willing to help. I know we have a couple of collector car specialists among us pelicans.
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Jesper
Carrera 3.0 1975
930 1978 OEM Matte Schwartz, ANDIAL IC, BL WUR, SC cams. LMA-3 w. XD-16 and CP transducer
www.stauningwhisky.dk
Old 12-03-2013, 06:55 PM
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First off, glad you're ok. Get your neck checked out, may have a claim later on w his ins if you develop symptoms.
Second, it's very fixable.
You can take it to the shop of your choice, find a high end pcar shop, insist on this one.
File a diminished value claim with his insurance. They will fight you on this, you might need a lawyer, which would be almost free bc you were hit, ie not your fault, they essentially work on commission. Remember, the insurance co has lawyers too, you will need one.
Rey is spot on, the nada value is only about 20k, collect data on recent sales, etc.
GL
C
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Last edited by Tt surgeon; 12-03-2013 at 06:59 PM..
Old 12-03-2013, 06:55 PM
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Quote:
Originally Posted by speednme1 View Post
Sorry to hear such crappy news. First off start gathering information on the value of your car..i.e. prices of cars that have sold within the past 6 months. Due to possible structural damage the car might be written off as a total loss. The other drivers insurance will most likely try to use book value as payment...Do not accept this(if it is really low). Have proof of what your car is worth and the work you have performed. Contact the other driver's insurance ASAP. If they write it off you will most likely have the option of buying it back. At that point you will need to decide what your best option is. Keep it and rebuild it..or let it go...at least your still safe and healthy..which is the most important part.
How do I go about contacting them, what to say. Remember I am far from my home turf.
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Jesper
Carrera 3.0 1975
930 1978 OEM Matte Schwartz, ANDIAL IC, BL WUR, SC cams. LMA-3 w. XD-16 and CP transducer
www.stauningwhisky.dk
Old 12-03-2013, 06:56 PM
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You should find the best possible shop for a Porsche in your area hopefully some others in your area will chime in with recommendations. You have the right to have the car fixed in the shop of your choice. I would have the adjuster look at the car at the body shop. Make sure they put in the estimate in writing that they will cover any additional damage uncovered once the car is apart.
As for your neck be very carful I got hit in the back in my 930 a couple of years ago and my neck hurt "a little bit" also my friends all said to sue him for my neck pain and I thought it was not that bad. Fast forward two years and now I have constant pain and it is to late to recover any damages. Best of luck
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Old 12-03-2013, 06:57 PM
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You should exchange info after the accident, get his license no, get the police report. These co all have 800 numbers.
If in doubt, seek out an accident attorney in your area, eventually you will have to I'm afraid. Please get your neck checked out.
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Old 12-03-2013, 07:03 PM
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I had a claim with AAA a few years back when we lived in NorCal. They tried to screw me for everything they could. Despite the fact that I had over $40k in receipts and photos documenting my bus, which my AAA agent assured me would protect me, the claims agent tried to tell me they put a totaled value on the bus of $5k. I was lucky that the body shop whom I've worked with before was also a AAA shop. They blew off the agent, fixed everything correctly and got AAA to cover it. When my Boxster got hit, the AAA claims adjuster tried to get my mechanic to use after market instead of oem parts. He also blew them off.

You want to make sure that who ever does the work uses oem factory parts, not aftermarket. Hopefully your mechanic should be willing to fight it out, and have him oversee all the repairs, including body & paint work. Since it also sounds you have structural and mechanical damage. You expect the car to be repaired exactly to the same state it was before you were hit, unless it's deemed totaled. Good luck.
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Old 12-03-2013, 07:11 PM
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Quote:
Originally Posted by Tt surgeon View Post
You should exchange info after the accident, get his license no, get the police report. These co all have 800 numbers.
If in doubt, seek out an accident attorney in your area, eventually you will have to I'm afraid. Please get your neck checked out.
I filed a claim with my insurance company on the spot over the phone. They got all his information. Also have a police report in progress, got the reference number for that. I gather, that should suffice on this part for now?
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Jesper
Carrera 3.0 1975
930 1978 OEM Matte Schwartz, ANDIAL IC, BL WUR, SC cams. LMA-3 w. XD-16 and CP transducer
www.stauningwhisky.dk
Old 12-03-2013, 07:13 PM
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Another question, would it make sense to drive down and meet with my local agent in person to:

1. Make sure the claim is filed properly
2. Also, make sure they will actually handle it properly. Can I expect my agent to actually be on my side.

Gumba, I think my luck might be the fact the we are talking two different companies that'll have to fight it out, and not AAA vs AAA, or how do you set that?
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Jesper
Carrera 3.0 1975
930 1978 OEM Matte Schwartz, ANDIAL IC, BL WUR, SC cams. LMA-3 w. XD-16 and CP transducer
www.stauningwhisky.dk
Old 12-03-2013, 07:19 PM
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Sorry to hear about this. Most important thing is your OK..
I hope you don't have neck pain in the future.

The car's unibody is compressed in the longitudinals and upper body sheet metal. It will have to go on a frame rack at a body shop that has the right jig and knows porsches and has experience fixing them. Then body work and paint.
There must be collision body shops that fix 911's that are banged up in track events and street accidents local to you.

It really sucks this happened expecially after you just fixed up a lot of things and had it painted.
Good luck with it all and keep us posted.
Old 12-03-2013, 07:24 PM
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In NJ(dont know what state your in)when someone rear ends your car they are 99.9% at fault. The other driver's insurance info should be on the report. Make sure you also contact your insurance, they should help you with your claim should any hiccups arise with the other insurance company.
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Old 12-03-2013, 07:31 PM
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Quote:
Originally Posted by speednme1 View Post
In NJ(dont know what state your in)when someone rear ends your car they are 99.9% at fault. The other driver's insurance info should be on the report. Make sure you also contact your insurance, they should help you with your claim should any hiccups arise with the other insurance company.
Thanks,

I have filed a claim with my company already. I will go see my agent.

Btw, my insurance company is State Farm.
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Jesper
Carrera 3.0 1975
930 1978 OEM Matte Schwartz, ANDIAL IC, BL WUR, SC cams. LMA-3 w. XD-16 and CP transducer
www.stauningwhisky.dk
Old 12-03-2013, 07:38 PM
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Sorry to hear about your accident. Bummer... Glad you seem to be ok. Make sure you get checked as others say.

Your car does seem to have a very special color so I hope it's able to be restored to original.
If your near Laguna Seca then there should be plenty of the high end car shops since The car culture is very strong there with all the Monterey/Pebble Beach stuff happening every year.
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Old 12-03-2013, 07:45 PM
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Quote:
Originally Posted by jsveb View Post
Another question, would it make sense to drive down and meet with my local agent in person to:
Yes. It's time for them to earn their money. It's in their interest to act as your advocate. Remember, in most states if the other guy's insurance fails to come through, your insurance company is on the hook. A fortunate byproduct of this is that by protecting themselves (which is what they're most interested in doing) they'll be protecting you.

It bears repeating what others have already said; find the very best high-end shop you can find and insist on having your car repaired there - it's your right, after all.

If they want to total the car do not accept anything less than what you can reasonably justify is its true market value. Further, insist that your agent understand what your minimum requirements are ($$$ wise) and that no agreement is to be reached without your explicit prior knowledge and approval.

Sorry for your trouble. Best of luck!
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Old 12-03-2013, 08:07 PM
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Sorry to hear this. Keep your fingers in the mix at every point, don't expect your company (or your agent) to protect you as in the end the bean counters will want to settle for the least amount possible, in the shortest timeframe, read everything and take your time making decisions. The last accident my wife was in started with an estimate for under 9k, I laughed and told them it would be over 20k... In the end it was 22k, they kept "finding" damage as they disassembled the car (2 year old Benz- thankfully it was leased). We had a pos rental car for almost 6 mos, they fought to cover anything beyond the damage to the car - wife and my two little girls had back issues for at least a year after the accident. I finally threatened the other insurance company stating that my kids would get in front of the judge and cry if need be... They paid up, but in the end I only got covered for all the expenses, it adds up.... There was defiantly a P&S component, but I dropped it due to the hassle...
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Old 12-03-2013, 08:16 PM
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Quote:
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Thanks,

I have filed a claim with my company already. I will go see my agent.

Btw, my insurance company is State Farm.
Sorry to hear about the accident, but in case the other driver's insurance company tries to screw with you, try using this as part of your valuation. Price Guide Report

Say your car was a condition 2 car, it would be worth $58.4k as of Aug 2013 per Hagerty. Prices have only been going up and 78 930s are pretty rare.
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Old 12-03-2013, 08:24 PM
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Thanks for the link.

I would say my car is a 2 plus. In popular terms it was mint. With some very rare options.

Paint, Lesonal 704, matte Schwartz.
Sunroof delete
Roll cage, you should see the old tweed-like cloth under the old nappa.
Cibie hood lights.
Recaro sports seats with special cut out for a four point harness.

The story is, it was sold as one of two to a Saudi prince(unconfirmed), to use a autobahn cruisers. So far I have traced it to the German dealer.

As I mentioned earlier, it has just had a rebuild at FBR in Tucker GA. I had it painted at john holt in atl at that time as well.

Usual engine updates. Andial etc.


Basically an awesome specimen.
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Jesper
Carrera 3.0 1975
930 1978 OEM Matte Schwartz, ANDIAL IC, BL WUR, SC cams. LMA-3 w. XD-16 and CP transducer
www.stauningwhisky.dk

Last edited by jsveb; 12-03-2013 at 08:48 PM..
Old 12-03-2013, 08:34 PM
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Jesper, wow sorry to see this!

Regarding value; have you looked up your car's value on the NADA website (classic car section)? I ask, because when I looked for the purpose of agreed on value insurance, my 1987 was valued as high as $47,000. At least that might be a starting place for you.

And the Motul will still be good when the time is right to use it! Speaking of which, that liquid gold is always on my Christmas wish list for family!

Old 12-03-2013, 08:38 PM
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