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Join Date: Oct 2006
Location: San Diego
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R1200s Insurance

Hello All,
Just received my insurance renewal with Progressive and they want $1500.00 for full coverage on my bikes. $250 for my 04 Tuono, $250 for 06 SV650 and a grand for the R12. Just curious if this is the going rate. Rather pleased for the first 2 but 1K for the later. Just thought I would check. Thank you.

Old 05-03-2007, 06:07 PM
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Some companies do not want to deal with this bike. Like Farmers. They wanted $2,400 per year. Up slightly from my R1100S which was locked in at $145 per year. I ended up finding Dairyland Insurance and it ended up being approximately $373 per year. For $50/$100 and $250 comprehensive ded. and $500 Collision ded.

Never assume all rates will be similar among different companies. Renewal time is a good time to shop.

Farmers 1-800-526-4252
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cRaIg CaRr
2000 Dyna FXDX, 2000 R1100S, R1200S, rNineT, F800GS, S1000XR, Jeep Rubicon, 2001 Corvette, 1978 Porsche 928. 22 pairs of shoes. 24 bottles of beer.
Time Marches On and gone: 2010 F800GS, 2015 F800GS, 2007 R1200S, 2003 Dakar, Buell 1125r, 2001 F650GS. 1999 F650. 1998 HD Sportster Sport. 2010 F150, 1995 GMC Sierra ALL GONE
Old 05-03-2007, 06:19 PM
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Roughly the same as CK's
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Old 05-03-2007, 07:12 PM
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Traded in my 99 S for the new 1200S a couple of months ago. The 99 was about $350 and the 1200S is about $600. Full coverage with Geico. I am 58 so that should also be factored in
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Old 05-03-2007, 08:04 PM
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Definitely shop around. Are they considering the R1200S to be your primary bike? See what happens if you make it the SV650, if they even do that. $250/yr for the Tuono proves they have no idea what they're doing. You should have to be a monk to insure one of those.
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Old 05-03-2007, 11:09 PM
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Quote:
Originally posted by ckcarr
They wanted $2,400 per year. Up slightly from my R1100S which was locked in at $145 per year.

I sure that flew like a lead balloon! wow...
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Old 05-04-2007, 05:56 AM
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Quote:
Originally posted by CowboyKyle
I sure that flew like a lead balloon! wow...
I had to admit, it was quite the surprise. I might revisit them this year and see if they have reclassified the bike.

My agent told me of a guy that ran out and bought a 999 and then went to them for insurance changes, after being a loyal customer for years. Ca Ching! Assuming like me that you just add the new bike and delete the old...

But they don't care, as a company as a whole they do not want to deal with it.
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cRaIg CaRr
2000 Dyna FXDX, 2000 R1100S, R1200S, rNineT, F800GS, S1000XR, Jeep Rubicon, 2001 Corvette, 1978 Porsche 928. 22 pairs of shoes. 24 bottles of beer.
Time Marches On and gone: 2010 F800GS, 2015 F800GS, 2007 R1200S, 2003 Dakar, Buell 1125r, 2001 F650GS. 1999 F650. 1998 HD Sportster Sport. 2010 F150, 1995 GMC Sierra ALL GONE
Old 05-04-2007, 06:29 AM
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Fickle, I guess. My K1200s was $265yr, I had a Triumph 675 for a while and that was 700yr. I checked and my R12s is 275yr full cov.
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Old 05-04-2007, 08:33 AM
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I'm paying $340 a year from American family for my R12S, 50/100/1000.
I expected to pay much more. They make it back on the Hondas 'tho.
I've been using them forever, great service on claims.
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Old 05-04-2007, 08:16 PM
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holy frijoles

it depends a lot on your location and age, but my R12 was insured at 100/300 for $350 with Markel


http://www.markelinsuresfun.com/

it might also help if you go through bmwmoa
Old 05-05-2007, 06:53 AM
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BIKELINE end of story!

Cheers

Jeff
Old 05-26-2007, 03:28 PM
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I would buy full coverage the first the first couple of years on an expensive bike but most of the ones I end up with have already had the big depreciation hit. Have bought liability only ($120/year for the S) for so long I've saved enough to toss a few away.
Jim
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Old 05-28-2007, 05:19 AM
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Is anyone using BikelinE? They can get me down to $415 from $605 I am paying at Dairyland.....Does anyone know if they cover you on trackday?
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2007 R1200S
Old 06-27-2007, 12:46 PM
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I use Liberty Mutual. They go only by the cc's of the bike, not make. I couldn't believe that was true and asked many times. About $700 a year for 3 bikes (99 S, 03 zrx, 02 klr) full coverage, but packaged with my home and autos.
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Old 06-27-2007, 10:43 PM
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Quote:
Originally posted by 92'Bearkat
Is anyone using BikelinE? They can get me down to $415 from $605 I am paying at Dairyland.....Does anyone know if they cover you on trackday?

I compared rates between Bikeline and what I currently pay Progressive for my Aprilia Futura & the wife's R1100S Prep. Bikeline was $1100 a year compared to the $656 I currently pay for full coverage 100/300 liability.
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Old 06-28-2007, 06:16 AM
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State Farm doesn't seem to surcharge our 12S.

geo
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Old 06-28-2007, 07:42 AM
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R12S is 288 per year and this includes collision and uninsured motorist. Same Progressive dealer for the past 11 years. No tickets, no points.
Old 06-28-2007, 01:42 PM
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Cool

As long the trackday is a "training event" and not a race then your good to go.
Old 06-28-2007, 01:48 PM
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progressive bites as far as I'm concerned. They want even more than Geico. they now want 954 for my two S's (99 and 03) with full coverage on the latter. started calling around and found Nationwide at 438 and Safeco at 386 for the same coverage but with 3000 for accessories vs 1000 with Progressive. in fact EVERYONE was lower than Progressive, those were the lowest. I got one ticket, some not stopping at a signal BS. it was a right on red and I cruised it. whatever. cops in FredReich can bite me too.

Might have to ask about Liberty Mutual if Daveel is getting that sort of great rate.

Bearcat- I'm told -- but haven't tested -- that trackdays are covered by all insurances since they are not 'races' but are 'training days' or some such. might be nice if someone who has (tried to) make a claim could share their experience.
Old 06-28-2007, 01:53 PM
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I spoke with a claims supervisor at Bikeline today, infact sent him a link to the Lone Star track days, he said that a Track day would not be covered. I also spoke with Dairyland today and also got clarification that track day is not covered there either. I explained the difference between racing and track day but both were insistant that it would not be covered. I spoke with the claims dept. not a sales rep.

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Old 06-28-2007, 02:03 PM
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