small investment advice pls

[id10t]

Have $2500 in cash in my Roth, any suggestions on where to put it? I like the small-time investor fidelity index funds for "fire and forget" but i'm not sure on which would be good to put it in for 10+ years (possibly...) considering current market prices - I've noticed my FUSEX has grown nicely, but has been hovering of late. Also thinking of maybe more Apple or Amazon, not that I have much now or that 2500 would add much more

[Arizona_928]

Hookers and blow.


Or equivalent coal stock...

[dan88911]

Long term I would say the fidelity spartan fund.
However, I have no idea what's in your portfolio.
Or it's present level of diversification.

[Craig T]

This is an impossible question to answer properly without knowing your timeframe, risk tolerance, etc. I know you said 10+ years, but ten years to retirement and 20 years is a huge difference.

There is a lot going on right now that will affect stock prices. Even after this recent 6% adjustment downward (although a nice bump back up today), stock are still pricey compared to historic averages. Higher interest rates are here to stay for a while, and with 3% on 2 year treasuries and 3+ in bonds, a lot of the baby boomers nearing retirement are going to make the flight to safety. That high volume selling could keep pressure on the market.

If it were me, and I had ten years plus, I'd put it in a low cost S&P 500 index fund like Vanguard's VFINX. If you don't have the stomach for the current volatility, I'd do some research on the Vanguard or Fidelity balance funds. Look for one with a good Morningstar rating and low fees. Fidelity FBALX is a highly rated balanced fund with below average expense ration.

[wdfifteen]

Originally Posted by id10t

Have $2500 in cash in my Roth, any suggestions on where to put it? I like the small-time investor fidelity index funds for "fire and forget" but i'm not sure on which would be good to put it in for 10+ years (possibly...) considering current market prices - I've noticed my FUSEX has grown nicely, but has been hovering of late. Also thinking of maybe more Apple or Amazon, not that I have much now or that 2500 would add much more

No idea your age
No idea your goals
No idea your time horizon
No idea your tolerance for risk
= no idea what advice to give you.
Any serious advisor would need more info to really help you.

[944 S2]

Do you have debt? If so put it there. That’s would be the first step. Otherwise like many have said, need more info to make a suggestion.

[Chocaholic]

The smart money is in new rims.

Hey, it’s a car forum not an investment site.

[id10t]

Originally Posted by Chocaholic

The smart money is in new rims.

Hey, it’s a car forum not an investment site.

I think I'm the only person who regularly checks in the 356 forum All kinds of good info on all sorts of topics is here on PPOT.

[id10t]

What I have already invested is taken care of. This is an "extra" $2500 that is already in my roth and isn't currently invested. And yes, I feel stupid for not doing something about it a while ago when I put it there.. All history. Anyway, I'd like to plan to let it sit and be checked on once in a while for the next 10+ years. Simple index fund, etc. would be great. So ... keep it simple for an id10t Pretend I'm earmarking it for a "yay I retired" vacation - do I stay home and eat crackers, or do I get to Go Somewhere ?

I don't mind buying more of the index funds I already have - Its just that to my un-knowning eye, it looks like the market is at a high point and trembling around a little bit, and it doesn't seem to make sense to buy an index fund in those conditions.

[wildthing]

Low cost S&P 500 ETF is what Mr. Buffet says.

If this is 5% or less of your portfolio and have a 10 year time horizon, I say put them all in $MELI.

[Cajundaddy]

If this is retirement money with 10+ year horizon I think Vanguard index SP500 funds are a sure thing. If you don't like the current stock climate you could open it with a minimum amount and dollar cost average into it over the next year. That spreads your buying risk.

I also recommend taking 10% of your income and plugging it into the same fund every month until you retire. Look at your statements annually if you must, but ignore market swings and just keep contributing long term. Very solid returns with very low long term risk. The result is a nice pot of gold at the end of the rainbow.

This is the Warren Buffett method and it is about as certain as gravity.

[nb6179505]

Amazon, it's on sale right now

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[996AE]

go to vegas.

put half on red and sit back

[masraum]

Funny, I've also got money in FUSEX

[masraum]

If you want a low cost thing that may be a bit more volatile, but has good growth potential, put it on a small cap value index fund.

[nb6179505]

Russell 2000 ETF, then you have some liquidity and no 2 day settlements

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[epbrown]

Originally Posted by nb6179505

Amazon, it's on sale right now

It's bouncing back. I was waiting, hoping it would hit $1500 before I jumped in.

[KFC911]

Originally Posted by Cajundaddy

If this is retirement money with 10+ year horizon I think Vanguard index SP500 funds are a sure thing. If you don't like the current stock climate you could open it with a minimum amount and dollar cost average into it over the next year. That spreads your buying risk.

I also recommend taking 10% of your income and plugging it into the same fund every month until you retire. Look at your statements annually if you must, but ignore market swings and just keep contributing long term. Very solid returns with very low long term risk. The result is a nice pot of gold at the end of the rainbow.

This is the Warren Buffett method and it is about as certain as gravity.

Spot on...unlike Warren, I did NOT do this however.

[wildthing]

10%? Those are rookie numbers. You gotta pump those up!

[Preaching on]Resist conspicuous consumption. Resist buying THINGS. Buy experiences (ok a Porsche also gives you certain experiences). Live below your means. Do not give in to the economy that is largely measured on consumer spending, not savings rate.[Preach off]

[Gogar]

Cgc
cron
tlry

We're gonna be rich!!!!!