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-   -   Should I Relocate to San Diego? (http://forums.pelicanparts.com/off-topic-discussions/1044498-should-i-relocate-san-diego.html)

mattdavis11 11-07-2019 05:01 PM

Quote:

Originally Posted by Ryan_Cunningham (Post 10648858)
So besides the fact that California is about as liberal as a state can get

Take a look at the recent elections in Virginia. It's about to spiral in to the crapper there.

John Rogers 11-07-2019 08:27 PM

As for your guns...… do not tell anybody what you have even your best neighbor! As for shooting, our South Bay Rod and Gun club goes out to 300 yards, 3 pistol ranges one out to 100 and a trap range on Wed and Sunday. We enforce safety NOT laws. If you use Marijuana there is a Border Patrol check point near the range and once a week or so the drug dog will be out and he can sniff everything!

Ryan_Cunningham 11-08-2019 12:56 PM

Quote:

Originally Posted by mattdavis11 (Post 10650040)
Take a look at the recent elections in Virginia. It's about to spiral in to the crapper there.

I know.

Captain Ahab Jr 11-08-2019 02:12 PM

Zeke, I thought where I live is expensive but I'm not so sure now :confused:

Jim Richards 11-08-2019 06:03 PM

Quote:

Originally Posted by Zeke (Post 10650965)
IDK if he said IRS, but State Tax Franchise Board. That's state income tax amongst others. Last I knew, the money you make here is taxed here no matter where you live.

The thing about a 1.1M home is the real estate taxes. Expect a tax bill for around 14K/ year. Doesn't matter if you pay all cash. 13% will be billed by the state but there will be some local special assessments to push the figure up.Be sure to know and understand all of those local assessments — they have to be disclosed. Some can be brutal such as something called Mello Roos. And it's not deductible. It will automatically raise the tax on the land portion of your real estate 2% annually. That's another $260 just the first year. One of many.

Nice used cars run 500 annually for tags and insurance is district-ed so you pay for where you live and drive and how many miles. 3 cars, house insurance with some earthquake coverage (25 to 50K deductible) will run you another 12K. yr.

A new roof on a 3000 sq ft home for asphalt is a low of 25K and goes to 50. Better roof coverings can run a hundred grand. Buy a house with a really good roof.

At least Ryan won’t have to pay an annual personal property tax on his cars if he moves to CA. I hated that about VA.

Registration for our 2017 Volt is about $300/yr, the 964 was about $200/yr, and my 280Z is about $200/yr.

john70t 11-08-2019 06:24 PM

Quote:

Originally Posted by Zeke (Post 10650965)
The thing about a 1.1M home is the real estate taxes. Expect a tax bill for around 14K/ year. Doesn't matter if you pay all cash.

I now pay more than that for two small old houses.
That is after fighting tooth-and-nail a decade ago against the city Board of Review and then taking it further up to the Michigan Tax Tribunal.
Even had to hire a good expensive lawyer. Well worth it.
They did not seem to understand 'city law on record' or 'arms length transaction' or 'fair market value' for determining assesment.

This little city just approved a billion dollar school bond. wtf.


If the OP just wants to plunk down a million dollars on a family house without any research, that is his choice.
Good luck.

JavaBrewer 11-08-2019 06:56 PM

Quote:

Originally Posted by Zeke (Post 10650965)
The thing about a 1.1M home is the real estate taxes. Expect a tax bill for around 14K/ year. Doesn't matter if you pay all cash. 13% will be billed by the state but there will be some local special assessments to push the figure up.Be sure to know and understand all of those local assessments — they have to be disclosed. Some can be brutal such as something called Mello Roos. And it's not deductible. It will automatically raise the tax on the land portion of your real estate 2% annually. That's another $260 just the first year. One of many.

Depends on the area. CA RE tax is ~ 1.1% on sales price. Mello Roos are extra assessments the builder negotiated with the city to carve out another .2-3% to pay for schools, roads, etc... Zeke is right though, this state is continuously finding new 'creative' ways to relieve folks of their hard earned money. But the weather is awesome, few to no bugs, so that's gotta count for something right :) Doubt we will ever sell our homes here rather we hope to rent them and travel around a bit on 6-12 month stops and lease places of interest.

Fly Mach .86 11-08-2019 07:06 PM

NO NO NO!!! Do NOT come here. Too much crime, too many gangs, too much taxes, too much traffic, too many people, and too many liberal a holes who want to tax everything. Every bad thing you have read about California is true. All of it. Stay away. Find a job Texas.

atcjorg 11-08-2019 07:19 PM

worked in the miramar area from 1994 to 6 years ago when I retired, you should consider carmel Valley along sr56, Rancho Penasquitos, Carmel mtn, poway. and scripps ranch for short commute relatively good schools (PUSD),. avoid mira mesa, you can pm me if you have any specific questions , and if you play golf you want a "city of san diego" address

Ryan_Cunningham 11-09-2019 05:05 AM

Quote:

Originally Posted by Jim Richards (Post 10651200)
At least Ryan won’t have to pay an annual personal property tax on his cars if he moves to CA. I hated that about VA.

Registration for our 2017 Volt is about $300/yr, the 964 was about $200/yr, and my 280Z is about $200/yr.

Yeah, personal property tax on vehicles is a bit of an annoyance here in VA. At least "antiques" don't have that.

Quote:

Originally Posted by john70t (Post 10651221)
If the OP just wants to plunk down a million dollars on a family house without any research, that is his choice.
Good luck.

The move wouldn't be for over six months, plenty of time to conduct the appropriate amount of research.

Quote:

Originally Posted by JavaBrewer (Post 10651238)
Depends on the area. CA RE tax is ~ 1.1% on sales price. Mello Roos are extra assessments the builder negotiated with the city to carve out another .2-3% to pay for schools, roads, etc... Zeke is right though, this state is continuously finding new 'creative' ways to relieve folks of their hard earned money. But the weather is awesome, few to no bugs, so that's gotta count for something right :) I am likely out of here in the next 5 years if the State will allow it...

Thanks for the information, had not heard of Mello Roos yet. I'll look into that.

Quote:

Originally Posted by atcjorg (Post 10651254)
worked in the miramar area from 1994 to 6 years ago when I retired, you should consider carmel Valley along sr56, Rancho Penasquitos, Carmel mtn, poway. and scripps ranch for short commute relatively good schools (PUSD),. avoid mira mesa, you can pm me if you have any specific questions , and if you play golf you want a "city of san diego" address

Not a golfer, but all my buddies with children lived in Poway and Scripps when I was in a squadron.

atcjorg 11-09-2019 09:57 AM

when were you last here?

Ryan_Cunningham 11-09-2019 10:51 AM

Quote:

Originally Posted by atcjorg (Post 10651663)
when were you last here?

We left March of 2018. We always knew we'd move back one day, but we thought it'd be once I retired. However, since the opportunity has presented itself...

Scott Douglas 11-09-2019 11:25 AM

As I said earlier, my son and his wife chose Poway for the schools.


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