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Buy beer in the 24 pack instead of the 4 pack. :D
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Cut your own grass, paint your own walls, change your own oil, etc to your ability or your ability to comprehend youtube tutorials
Buy good stuff where it matters Shop at aldis! Not all their stuff is great but alot of it is, i think its a full 30% cheaper than the local grocery for stuff i buy there |
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Do not buy the olive oil or SuperTurkyJerky dog treats. |
There is a particular pinot noir I drink and the supermarket has a very friendly price on the stuff every six months or so. And the Scottish in me doesn't like to pay anything more than I have to. So I buy three or four dozen at a time.
Similarly, the cat. He will only eat one flavour of Fancy Feast cat food. So when there is a sale on I buy about four slabs (trays) of it. |
Go with scale of production.
Buy a brewery. |
^^^
Best answer yet. |
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I was raised by parents who are really weird about money. They believed they were poor. They acted poor. They were firmly upper middle class.
I learned much from this. Be frugal most of the time. My wife / kids often shop at Goodwill or similar. You can shop like a billionaire there. Mow the lawn. Get a side gig. Live well under your means. Earn more. Pay less taxes (legally). Buy stuff second hand. All my tools came from garage sales and pawnshops. Never buy a new car. Remodel to live in a better neighborhood than you can afford. Invest significantly. Have lots of cash and use it to your benefit. On the SUV thread I Mentioned a suburban I bought for 850. It was a solid buy. I bought some apartments that were “on sale” 4 years ago. My equity is up 5x in 48 months. Don’t divorce. Marry a thrifty wife. Have reasonable aspirations in regards to spending. I have a buddy who is a billionaire. He drove a crappy Camry for years. No idea what he drives now but I promise it is modest. It is the process of a million decisions that will gain you millions of dollars. |
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Hot tubs, pool tables and pianos can be had for free on Craigslist.
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Crowbob,
Not disagreeing with you re: my buddy. He wasn’t always wealthy. Born dirt poor. He has some issues with money as well. |
Spend money to save money?
I was thinking that it would be smart for me to go through my house and add insulation, weatherstrip, etc. to save on utilities. I’m also thinking of solar, but I would need to reinforce the roof, which given the fairly long payback on the solar, might not pan out. |
Also an indirect money saving tip: Have a goal, and keep that goal in mind every time you spend.
Like have $xM by age y. Afford college for x kids. Retire at age n with $xM net worth that you can draw from for z years. |
Get rid of or limit streaming services. There so much free tv out there anyways!
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1) Make a basic blueprint. Write down results. Should all be about the same. Use an infrared thermometer and work around the entire perimeter. Don't forget windows ceilings and rim joist in the basement. 2) Look for even snow pack on the roof. Icicles dripping in freezing weather is a danger zone. 3) Cold/Hot within walls creates an enclosed "dew point" where water collects, rots, molds. I've got another summer project myself (also need to fix the dripping below somehow): http://forums.pelicanparts.com/uploa...1678720365.jpg |
Things we've done recently to save money:
Changed the broken glass on an iPad. $75 estimate. DIY for less than $30. Checked credit card accounts for recurring charges. We got rid of $29 a month in 2 accounts that my wife was tricked into signing up for and $12 a month for Audiobooks subscription we don't use anymore. Got an estimate for Owen's grooming - $45 and 2 month wait. We used to pay to have it done because he's such a mean little sucker. Watched a video on grooming a mean dog, bought a grooming stand, cone of shame, muzzle for about $35. Annual savings of $145.00 (we already had the clippers for our other dogs) Installed solar panels. This will be the first full month they've been installed. We are on track for a credit by the end of the month. They were operating for 10 days in February - our 2022 Feb. bill was $177.42 our 2023 bill is $94.49. Spring maintenance on lawn mowers, saved about $150 by DYI Burn wood in our stove for when the weather is right. |
Buy low, sell high!
Don't even bother trying to "keep up with the Joneses" we never have. We eat out every Friday night, and a breakfast every Sunday morning. Only because we like to and money is not at all tight. I do mow and maintain my grass. Not just to save the money, but I can always use the exercise. It sure beats paying for a gym membership. My wife spends hours in the multiple gardens we have. I work on my own cars, as a hobby. With two cars from the mid 1980s, there is always some project I can tinker on, always something to do in the garage. I fix things around the house and the only time I called a plumber was when a sewer line shifted at the connection to the main sewer line in the neighborhood. He had to dig a hole 6 feet deep to get to the connection and his head was below the ground level as he made the connection. I know my limits. |
The only time I've really saved money was in my 20's when I was working three jobs. Multiple mortgages to pay.
I thought it was pretty weird "All this money piling up in my bank account." I was so tired that I didn't go out at night to bars and restaurants three times a week so wasn't spending everything. |
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