Where would you invest $250k right now?

[HardDrive]

You have $250k, you don't anticipate needing the capital for 10+ years, where would you invest it?

[Baz]

Hey Josh......FWIW, I posted a thread in January that may have some useful info, although your question is obviously a different one than mine:

https://forums.pelicanparts.com/off-topic-discussions/1172653-whats-best-easiest-investment-50k.html

Looking forward to seeing the responses here and good luck!

[KFC911]

Yer prolly not on Fidelity .... or are you?

What's yer risk, desired return and I lost 50K worth Canadian Pot $tocks with my last WAG pick?

Soooo.... do you really wanna know?

I remember when you ate THAT ice cream cone Josh...been a long time gone

[Racerbvd]

Originally Posted by KC911

Yer prolly not on Fidelity .... or are you?

What's yer risk, desired return and I lost 50K worth Canadian Pot $tocks with my last WAG pick?

Soooo.... do you really wanna know?

I remember when you ate THAT ice cream cone Josh...been a long time gone

One reason we got out of the growing business, we were at the point where, we could take the next step, had investors who wanted us to go big, but we figured out that point, after looking at our future, it would take us 5 years to get the investment (financial, not just time) before the investment would begin to pay back, then we looked at the laws and possibilities of changes.
Figuring that in 5 years, regulations on personal growing and use, the cash king, even for a very high quality product, as you could out with your stock, would take a huge portion of the market.
Where to put $250, dirt, as always, if you come across a great deal on some real estate, get it.

[fintstone]

It depends on upon your tolerance for risk and for pain.

An index fund would probably pay the highest return for the least pain (purely passive).

Rental real estate would be great in certain markets, but to make the same return, one would have to leverage the money more (20% down on $1M or more of property) and put up with tenants, crappy property managers, etc.

Or diversify. Put some of the money into both.

I split my investments into both...although I really do not leverage my money in single family real estate much anymore (most are paid off...so instead of 5-10% investment in each, it is 100% now) ...so I would really be better served to pull money out of those properties and invest it in the market or use it to leverage more rental. I would if younger but am not as risk or pain tolerant as I once was. When you have nothing, you have nothing to lose.

[Cajundaddy]

I want at least 1 year of living expenses in money market funds just in case. Easily accessed in 24 hrs, and a return *usually better than inflation.

After that I like index funds and BRK-B for long term growth with minimal risk. Not looking for any sort of "big score" but rather buying the entire US economy to ride the tide well above inflation (and most active investment advisors). I would dollar-cost-average in to further spread my risk rather than one lump sum investment.

Not a big fan of bonds but they do work for some investors when managed well.

I own RE but it causes me heartburn at this stage of the game. I prefer passive investments.

** Not investment advice as I don't know your particular situation, just sharing personal choices that have worked fairly well long term.

[wdfifteen]

It depends on so many variables, if I was going to advise you I'd sit down and talk to you for a hour before I would even start.
What is your age?
What is your time horizon?
What other investments do you have at this time?
How do you feel about gambling (some call it "risk tolerance")? Would you be OK losing half of it if you bet on an investment that went south? Would you be OK making CD rates (4ish percent) while everybody else is pulling down 12%?

Lots and lots to consider...

[javadog]

Depends on how much you want to screw around with it. I recently made a 40% return in 15 months for my sister, using physical gold.

[KFC911]

Have you considered a quaint little cottage near Pasadena?

[gregpark]

Me? I'd put it into mining stocks and physical silver (an undervalued sleeper). Energy is down and gold has made an incredible run (which may continue) but silver always chases gold and seems due for a run. The 100 to 1 gold to silver ratio is the highest it's ever been

[cabmandone]

For a 10 year window I'd look at stocks that have taken a beating due to current events but are otherwise unchanged. I told Denis a few days ago if I had 200K to play with (money I didn't care if I lost some one) I'd have put more in AMD and Home Depot since both were near their 52 week lows with the only real "news" driving either was current events. I guess it ultimately depends on where you are in life. If you're closer to retirement, I probably go safer.

[juanbenae]

An advisor from Fidelity reach out to me a week ago and I have a phone appointment Tuesday. I'll let you know what he says...

[KFC911]

My broker is E.F Hutton .... he won't return my calls....

[ErrorMargin]

Originally Posted by HardDrive

You have $250k, you don't anticipate needing the capital for 10+ years, where would you invest it?

No question, buy this: https://bringatrailer.com/listing/1997-porsche-911-turbo-94/

[Tervuren]

$250K is enough to start some form of small business.

That 911 Turbo might not be a bad alternative option.

Dodge Viper's could go on a run in the future.

A house in an alternative location you might want and rent it out is also a possibility.

Silver is underproduced compared to industrial demand.
Lots of people fleeing to gold and leaving silver unattended might provide an opportunity.

What manufacturing equipment could you buy and put in production?
$250K would equip a nice shed sized machine shop.

[juanbenae]

Originally Posted by ErrorMargin

No question, buy this: https://bringatrailer.com/listing/1997-porsche-911-turbo-94/

That seems to be a canepa car.... Man, I'd move my 2015 leaky ass jeep out in the snow to keep that in the garage....

[wildthing]

Semi-safe Answer: Total Market Index Fund. Or S&P Index Fund.

Low Risk Low Reward Answer: TIPS or Treasury Bills.

Higher Risk Answer: International / Emerging Market Index Fund excl. China.

Fun Answer: GT3.

[aschen]

its crazy times. Me not being much of a gambler would spread it out a bit by dollar cost averaging into a broad market index fund over 3-6 months.

[sc_rufctr]

I'd park it in some real estate, preferably commercial with a stable tenant.

Not the best return but you'll have a tangible asset.

Meanwhile there's a whole bunch of unused office space in our city!
- How do the owners of those building make ends meet?

[KFC911]

Even with last weeks bond market ... I am quite comfortable holding a basket of long term investment grade corporate bonds ... still.

Non-callable they are "on sale" compared to a week ago.... and one can get a 7% coupon income stream to spend/reinvest. I have been in just about everything mentioned here already .... at one time or another

I fly like a turkey

Oh yeah ... I don't usually do WAGs .... I SWAG (Stooopid WAGs) ...