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I'm off the hook.....
Join Date: Oct 2001
Location: 22 miles south, then 11 miles west of LAS
Posts: 2,895
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StepVan (like a bread truck) Insurance......
When all else fails.... ask the Pelican gang!
I am about to buy a GMC StepVan. GVWR 10000. Diesel powered. Like a SnapOn truck, or a bread truck. No one in California or Nevada insures these. The vehicle is $3500. The premium for insurance personal use is $2K a year. One 50 yr old driver, secured parking, NEVER had an accident, No tickets (that stuck) for 36 years, NEVER a claim. My insurance premium for my 3 vehicles (including a 21,000 pound motorhome on the IDENTICAL chassis) AND 7 motorcycles is less than that combined. The motorhome premium is $600 a year. Yes, I thought of 'converting' it into a motorhome. But I still have to get it insured to register it. Anyone have any ideas or leads? Am discovering the only thing more scummy than the sewage outflow at Dockweiler is the trucking industry insurance brokers. God help anyone that ever has a run in with a trucker. |
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Registered
Join Date: Dec 2004
Location: Brooklyn, USA
Posts: 1,908
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Looks like a bad class of vehicle. Not very safe with those sliding doors and often driven by minimum wage youth in a hurry..
Ad a folding cot and plastic bucket and tell them it IS a motorhome.. ![]() Last edited by gaijindabe; 03-30-2005 at 01:06 PM.. |
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Senior Member
Join Date: Jun 2000
Location: N. Phoenix AZ USA
Posts: 28,943
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Bring that puppy here to Phoenix, use my address and register it here!
I would also run it on "biodiesel" and laugh all the way to the bank! JoeA
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2013 Jag XF, 2002 Dodge Ram 2500 Cummins (the workhorse), 1992 Jaguar XJ S-3 V-12 VDP (one of only 100 examples made), 1969 Jaguar XJ (been in the family since new), 1985 911 Targa backdated to 1973 RS specs with a 3.6 shoehorned in the back, 1959 Austin Healey Sprite (former SCCA H-Prod), 1995 BMW R1100RSL, 1971 & '72 BMW R75/5 "Toaster," Ural Tourist w/sidecar, 1949 Aeronca Sedan / QB |
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Registered
Join Date: Oct 2003
Location: Michigan
Posts: 14,093
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I run a vending company and our trucks are just under 10,000 GVW.
The laws are probably different for you but I would try the motorhome idea. The DOT likes to get their share as well as the insurance industry. Motorhomes are another story....
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1981 911SC ROW SOLD - JULY 2015 Pacific Blue Wayne |
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Registered
Join Date: Dec 2004
Location: Brooklyn, USA
Posts: 1,908
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Mess with Motorhomes and you tangle with the AARP. You dont want to pick a fight with those old codgers!
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Too big to fail
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Wow, why would the insurance be so high?
Maybe I need to re-think the track transporter idea I had - I was thinking of getting used bobtail truck and installing a car-transporter lift gate on it and outfitting it like a trailer.
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"You go to the track with the Porsche you have, not the Porsche you wish you had." '03 E46 M3 '57 356A Various VWs |
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Registered
Join Date: Dec 2004
Location: Brooklyn, USA
Posts: 1,908
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Talk to your insurance agent before you buy! From an underwriter's perspective, commercial vehicles are a tough risk.
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Cars & Coffee Killer
Join Date: Sep 2004
Location: State of Failure
Posts: 32,246
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Quote:
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Some Porsches long ago...then a wankle... 5 liters of VVT fury now -Chris "There is freedom in risk, just as there is oppression in security." |
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I'm off the hook.....
Join Date: Oct 2001
Location: 22 miles south, then 11 miles west of LAS
Posts: 2,895
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Well, I have been around every bend, and looked under every tree.
Bottom line, if I want the truck, I pays the premium. No one writes these as personal vehicles, so I get lumped in with every overloaded drug-running bread truck with a kid on streoids and bad brakes speeding towards a schoolyard full of gifted and talented children of tort attorneys on parents day and everyone has a videocam. Anyone need anything brought from the east coast to Califoirnia? Can weigh up to 8000 pounds.
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No, I don't sing. Based there for too long. |
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Too big to fail
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What are you going to use this thing for?
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"You go to the track with the Porsche you have, not the Porsche you wish you had." '03 E46 M3 '57 356A Various VWs |
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I'm off the hook.....
Join Date: Oct 2001
Location: 22 miles south, then 11 miles west of LAS
Posts: 2,895
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Hauling my bikes and tools from the ranch in Nevada to the beautiful unspoiled megalopolis of LaLaLand. They have better canyons and beaches over there.
Strictly personal use.
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No, I don't sing. Based there for too long. |
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Registered
Join Date: Jul 2004
Location: Maryland
Posts: 31,421
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Singpilot,
A friend of mine runs the website linked below. While the site is for older GM's (pre '73), they have a Discussion Forum where folks with vans like yours may be able to help. I have a '73 International Harvester dump truck and the site has been very helpful. Best of luck. http://www.stovebolt.com/
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1996 FJ80. |
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Registered
Join Date: Dec 2004
Location: Brooklyn, USA
Posts: 1,908
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I think the thing to do is to get a motorhome with the a brand name / VIN number and strip it out. Sing, that will give you plenty of room, cheap insurance, and the ability to stay over at KOA!!
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I'm off the hook.....
Join Date: Oct 2001
Location: 22 miles south, then 11 miles west of LAS
Posts: 2,895
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OK, got it done.... Western Truck Insurance came thru. Got me down to reasonable. I am in Paris, Wednesday to TelAviv, back to NYC on the 10th. Pick up the van in Providence, RI, drive to Glens' Falls NY to pick up a bike (who knows anything about getting a NY title from a mechanics' lien? OS?) and then to Minneapolis to clean out my storeroom. Then cross country to LaLaLand with a governor set at 73MPH. Anyone need anything taken cross country?
Will keep y'all posted.
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No, I don't sing. Based there for too long. |
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Senior Member
Join Date: Jun 2000
Location: N. Phoenix AZ USA
Posts: 28,943
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Glad it worked out! Sounds like you are living like I am recently! Barcelona, Bermuda, Azores and back. Planning a trip to Geneve, Rome and Palermo then back through Bermuda again in a few weeks...
Take a GPS and radar detector on the trip. Even if you are not going to be driving that fast, they do help to let you know whats going on! Also a AAA card is a good backup! Needed it on my last "Denver to Phoenix" run! JoeA
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2013 Jag XF, 2002 Dodge Ram 2500 Cummins (the workhorse), 1992 Jaguar XJ S-3 V-12 VDP (one of only 100 examples made), 1969 Jaguar XJ (been in the family since new), 1985 911 Targa backdated to 1973 RS specs with a 3.6 shoehorned in the back, 1959 Austin Healey Sprite (former SCCA H-Prod), 1995 BMW R1100RSL, 1971 & '72 BMW R75/5 "Toaster," Ural Tourist w/sidecar, 1949 Aeronca Sedan / QB |
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Registered
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Sing, You're not rushing to CA to testify in the MJ trial are you ?
![]() Everytime I hear about flight attendants at the trial I think of you. Your cross-country trip in a bread truck makes me think of Cheech and Chong. Have fun.
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Warren & Ron, may you rest in Peace. |
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Dept store Quartermaster
Join Date: Jul 2001
Location: I'm right here Tati
Posts: 19,858
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Does sound like a ball, you need a copilot!
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Cornpoppin' Pony Soldier |
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I'm off the hook.....
Join Date: Oct 2001
Location: 22 miles south, then 11 miles west of LAS
Posts: 2,895
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I am in TelAviv resting after our Dubai run. Leave Saturday evening late. Stop in Brussels for fuel, then to Teterboro. Quick 8 hours in the hotel, up to Providence on a shuttle, and pick up the van. Glens' Falls for the bike, just south of Chicago for an exhaust system for another bike, then St. Paul for my storeroom.
Have a radar detector for the drive, but the truck has a governor set at 73. GPS is always in the briefcase. I was trying to see when Hershey is, and whether anyone needed anything brought from there. Watch for a red over white stepvan with Rhode Island plates and a brick on the gas pedal headed west all next week!
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No, I don't sing. Based there for too long. |
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Senior Member
Join Date: Jun 2000
Location: N. Phoenix AZ USA
Posts: 28,943
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Bring back some dark chocolate from Brussels, you will make friends at every stop.
Take lots of pictures on the way, sure it will be a drive you remember! JoeA
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2013 Jag XF, 2002 Dodge Ram 2500 Cummins (the workhorse), 1992 Jaguar XJ S-3 V-12 VDP (one of only 100 examples made), 1969 Jaguar XJ (been in the family since new), 1985 911 Targa backdated to 1973 RS specs with a 3.6 shoehorned in the back, 1959 Austin Healey Sprite (former SCCA H-Prod), 1995 BMW R1100RSL, 1971 & '72 BMW R75/5 "Toaster," Ural Tourist w/sidecar, 1949 Aeronca Sedan / QB |
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