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chuckw951's Avatar
 
Join Date: Feb 2002
Location: Annapolis, Maryland
Posts: 1,360
"Verified by Visa"

For the past couple of days I've been doing my Christmas shopping online.

I went to Walmart.com to buy a gift card for my mother-in-law. As the transaction was processing, I was required to sign up for something called "Verified by Visa" for "extra security" for my online purchases. I was asked to create a user name and password and then the transaction went through just fine.

Next I went to Home Depot.com to buy a gift card for a buddy of mine. The transaction seemed to go through OK. However 20 minutes later I received a message stating that there was a problem with my credit card, the transaction was cancelled and that I should call my bank. The card is a debit card issued by Suntrust.com. Suntrust reported that the transaction was authorized by not processed. Suntrust also reported that my card was active and not on hold or anything. I logged onto to the Suntrust page and cancelled "Verified by Visa."

After that I visited other websites and bought other items. And subsequently I've used my card to buy cash, groceries, etc. without incident.

Today I received a call from Tiffany's (jewelry), they also had a problem with the card. I verified the last four digits of the card and they tried again. They haven't called back so I'm assuming the transaction went through this time.

I contacted "verified by Visa" about this problem. They responded by saying:

"With regard to merchant participation, you will be asked for your Verified by Visa password only when you shop at participating merchants. If the merchant is not yet participating in Verified by Visa, you will not be asked for a password and you can continue to shop as you do today."

Well that was not my experience. Thought I would post this info in case others run into the same problem.

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1981 Porsche 931 w/S1 engine & g31 transmission. Water-cooled intercooler
Old 12-19-2006, 08:11 AM
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Join Date: Jun 2000
Location: N. Phoenix AZ USA
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And why in the hell do they spring this on us right in the holiday season?

Sure wish that they would try crap like this out a bit earlier in the shopping season.
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2013 Jag XF, 2002 Dodge Ram 2500 Cummins (the workhorse), 1992 Jaguar XJ S-3 V-12 VDP (one of only 100 examples made), 1969 Jaguar XJ (been in the family since new), 1985 911 Targa backdated to 1973 RS specs with a 3.6 shoehorned in the back, 1959 Austin Healey Sprite (former SCCA H-Prod), 1995 BMW R1100RSL, 1971 & '72 BMW R75/5 "Toaster," Ural Tourist w/sidecar, 1949 Aeronca Sedan / QB
Old 12-19-2006, 08:17 AM
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VenezianBlau 87's Avatar
 
Join Date: Jun 2001
Location: Northeast GA
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I encountered the "Verified by Visa" account setup request only once (using a credit card) and that was with NW Airlines. I was trying to book online with my FF # and the site insisted on this and other odd personal information not related to the Visa issue. I bypassed it by booking through Travelocity or one of those sites.

Tiffany's? You da man!
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Bob S.
'87 911 ("Hardtop" per neighbor)
Old 12-19-2006, 08:47 AM
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Quote:
Originally posted by VenezianBlau 87
Tiffany's? You da man!
The small blue boxes divert her attention away from my Porsche-related purchases

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1981 Porsche 931 w/S1 engine & g31 transmission. Water-cooled intercooler
Old 12-19-2006, 08:57 AM
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