I hate you. I really do.. ;-)

What are you going to do to bridge your needs from now till you qualify to start taking out some money from your retirement funds??

Help us, oh wise one!!

Same here. If I won the lotto tomorrow I could not stop working. Would slow down, possibly a lot but would still work.

Amen!

I'm not ready to be around my wife that much. I am trying to trim my hours of operation down a bit but when you enjoy most of your time at work its hard to cut back.
Jim

I have enough in after tax investments that I should be able to make it without the retirement funds. If I really needed the retirement funds a 72t withdrawl can be done.

I am assuming withdrawing 4% plus inflation to fund my retirement. If the market does better than this, great, if not I may have to cut back on some vacation plans.

Well done!!

Eh...how the heck did you do it ?? :eek:

Don´t wear yourself out know on that golf course, you hear ! :D

I was a construction manager for a highway and bridge contractor. 10 years ago we started working day and night. I was responsible for various projects that some were day jobs and some were night. I had to check on jobs day and night and that get's old pretty fast. I got burnt out and had no life other than work.

My wife plans to continue to teach a class or two at the local college. She currently teaches a four hour class that actually pays pretty well and she enjoys. I plan to spend alot of time golfing and pursuing some other hobbies that I havn't been able to do the last 10 years.

Many folks are unaware of a 72(t) withdrawal, and assume they can't touch retirement funds until age 59 (without penalties). That aspect is key to "Plan B" for me also if "non-retirement fund" funds/income prove to be insufficient. Another aspect of "Plan A" for me is having no debt...minimizing "required income" during this period.

QUOTE: "I'm not ready to be around my wife that much."
_________________

Good God man ...you HAVE to keep HER employed!;)

A 72(t) is easily set up and managed by a financial institution of your choice.

Have to say how surprised I was when a certain 'ramp' didn't unload on you for falling into the unworkable 'trap' of investing/planning/allocating your assets and finding a way to retire early. According to him ...it can't be done. The 'boss man' will drain you dry and you will be left with nothing.
________________________
QUOTE:"401K is a scam. i dont believe in it and I haven't contributed a dime. your money in 30 years will be worth 1/2 due to inflation, plus you still have to pay taxes on it as it were normal income.

Those who push 401Ks benefit NOW from the fees they collect. don't be fooled. any contract you sign always benefits those that compose it. Nobody is out to do you a favor. It's all business . ha ha ha"
_____________________

But I also did it at age 52. I am soooo stupid.