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-   -   wow. i hate my credit card company today. (http://forums.pelicanparts.com/off-topic-discussions/387670-wow-i-hate-my-credit-card-company-today.html)

vash 01-16-2008 07:06 AM

wow. i hate my credit card company today.
 
basically the issue is still with myself. i pulled a bonehead move. i charged away with careless abandon on my credit card lately. my balance gave me cramps. well, anyways i paided it off. twice! for some idiotic reason, i dont have my CC on my billpay page at my bank. i go to the CC website, and pay thru there by linking up to my bank via the routing number. i didnt remember paying, and i didnt see any pending payments. so i clicked away, and paid again. (same day apparently)

have you ever tried to get a CC company to fix an issue like this? it isnt easy. i can pay them in 15 seconds, and my payment clears in 24 hours. they issue a check, and i should get it in 30 working days. taking a cash advance looks good on paper, but it opens me up to fees. damn, i am a idiot. i almost "bounced" my check card purchase at starbucks this morning. oh well, i am gonna raid my ING account now...bye.

legion 01-16-2008 07:16 AM

I have overpaid my credit card balance, but my company did not issue a check. I just had a negative balance until I charged enough to get back to zero.

I haven't ever had that problem since becoming a Porsche owner though. ;)

widebody911 01-16-2008 07:18 AM

Wouldn't it be sweet if they paid you the 13% on your negative balance?

legion 01-16-2008 07:36 AM

Quote:

Originally Posted by widebody911 (Post 3707762)
Wouldn't it be sweet if they paid you the 13% on your negative balance?

Are you kidding?

I'd close all of my savings accounts and send the check to my credit card company.

cstreit 01-16-2008 08:18 AM

Quote:

Originally Posted by legion (Post 3707791)
Are you kidding?

I'd close all of my savings accounts and send the check to my credit card company.


No kidding, I could retire at 50 then!

HardDrive 01-16-2008 08:21 AM

Doesn't sound like their is anything wrong with the credit card company....*ahem*....:)

legion 01-16-2008 08:26 AM

Quote:

Originally Posted by HardDrive (Post 3707869)
Doesn't sound like their is anything wrong with the credit card company....*ahem*....:)

They're here. Where? There.

Doesn't sound like there is anything wrong with the credit card company.

:p:p:p

stevepaa 01-16-2008 09:47 AM

Quote:

Originally Posted by legion (Post 3707757)
I haven't ever had that problem since becoming a Porsche owner though. ;)

finally something we agree on. :)

Dave L 01-16-2008 01:24 PM

I did this once, I actually paid a credit card off and closed the account, then I sent another payment. I took them weeks to send a check.

TerryH 01-16-2008 05:14 PM

I paid off and closed a Captial One account last November. Today I received a check for 19 cents. I tore it up and tossed it. Hope it carries on their books for decade. :D


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