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Join Date: Aug 2004
Location: Baton Rouge
Posts: 1,039
Homeowners Insurance claim

We were burglarized a month ago tomorrow. Put in a claim with my homeowners, Bankers,the following Monday and have yet still to get a settlement. Have been in contact with the group that handles the values of the items stolen, they received the police report. Is it standard to take this long?

Old 08-18-2011, 06:23 PM
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Join Date: Jul 2010
Location: Houston TX
Posts: 167
Sorry about the loss! It does take what seems like an eternity to get your check. You should have your agent monitor the whole process including when check has been cut. The sad thing is you really don't know how good your insurance is until you have to file a claim.

The fact that they have to contact the police and play phone tag is a tenuous exercise...

Good luck!
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Old 08-18-2011, 07:31 PM
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Join Date: May 2003
Location: southern California
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A good practice it to walk around with a digital camera describing everything of value in your house and then copy the file and store it off site. I live in a fire zone and this is a must. Not just for contents, but the house itself.
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Old 08-18-2011, 07:54 PM
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Hugh I did that with my guns along with the serial numbers, our electronics, and all of her valuable jewelry, all of which...was on the stolen laptop....

Old 08-18-2011, 08:03 PM
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