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Join Date: May 2005
Posts: 277
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Car Rental & Insurance
Going on vacation and will be renting a car for a week while vacationing at Grand Canyon and Bryce. I know I will be pressured to purchase insurance for the car. I have always declined in the past but that was on business trips. Can anyone educate me on this?
TIA Ed
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21 M3P 00 996 C4 Cab - Sold 95 993 Cab - Sold 88 911 Targa - Sold 96 FJ80 - Sold |
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03-22-2008, 07:40 AM
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Platinum Member
Join Date: Jul 2001
Location: Leave the gun. Take the cannoli.
Posts: 21,130
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Check your auto policy before you leave. My policy covers rentals.
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03-22-2008, 07:45 AM
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If you rent it on your Amex you get better coverage than the rental place provides. On another note when I worked for a smaller company, we came out one morning to the hotel parking lot to find that my co workers rental had been backed into (at what appeared to be a high rate of speed). We he didn't have the insurance, and this particular company didn't provide it, well he needed an attorney in the end to sort the whole mess out.
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2021 Model Y 2005 Cayenne Turbo 2012 Panamera 4S 1980 911 SC 1999 996 Cab |
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03-22-2008, 07:46 AM
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Used Up User
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Also check your Credit Card. I smacked a rental on Amex & it was painless - although it wasn't my fault. I always decline extra ins.
Ian
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'87 Carrera Cab ----- “Only two things are infinite, the universe and human stupidity, and I'm not sure about the former.” A. Einstein ----- |
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03-22-2008, 07:47 AM
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Registered
Join Date: Oct 1999
Posts: 8,673
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I ALWAYS get extra insurance. I sleep better.
Definitely get it in foreign countries Heard stories of rental companies freezing your credit card until your insurance company pays. Last edited by tcar; 03-22-2008 at 09:40 AM.. |
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03-22-2008, 09:34 AM
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Band.
Join Date: Dec 2003
Location: Denver, CO
Posts: 13,347
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+1 check your credit card agreement, it's possible it provides insurance if you pay for the rental with your card.
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1983 SC Coupe 1963 BMW R60/2 1972 Triumph Tiger 1995 Triumph Daytona SuperIII |
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03-22-2008, 09:50 AM
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Detached Member
Join Date: May 2003
Location: southern California
Posts: 26,964
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I had an accident about 15 years ago and had the additional insurance from the car rental company, $10K to be exact. When the dirt bag I hit sued, it became my primary insurance, and my $1MM umbrella became secondary. So I had an attorney chosen by the rental insurance company defending me on a max $10K worth or protection, not an attorney of my choosing under my $1MM umbrella. I'd be careful and check. BTW, in the end, the guy got a settlement from the rental car insurance of a couple of grand. I'd sleep better with legal representation from the deeper pockets insurance.
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Hugh |
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03-22-2008, 11:20 AM
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Join Date: May 2006
Posts: 523
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Quote:
Don't ask how I know........ |
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03-22-2008, 12:28 PM
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Join Date: May 2005
Posts: 277
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Well checked with my insurance agent and I will be covered, I also have an AX card and will use that.... thanks for the responses
Ed
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21 M3P 00 996 C4 Cab - Sold 95 993 Cab - Sold 88 911 Targa - Sold 96 FJ80 - Sold |
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03-22-2008, 01:18 PM
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Non Compos Mentis
Join Date: May 2001
Location: Off the grid- Almost
Posts: 10,609
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I never get the insurance. Waste of money.
The only time I asked for it was in the snow- I was told that their insurance was not available due to the snow! |
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03-22-2008, 08:25 PM
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1985.5 Porsche 944 2.5L Supercharged 
911 SC
Panamera
1987 Porsche 911 Carrera Cabriolet 3.2
