when was the last time you had to save up $ for something?
 

i dont know what happened? i dont know if i make little money, or my purchases are huge. i have all but abandoned my credit cards for big ticket items. i use them for gas, etc..monthy paid off items. i still charge things, but not without the cash saved up.

if i had to point out a silver lining to this economy, and my wife being laid off..i would have to say: it was a huge wake up call, as far as my personal finances go. i definately have have a very clear line between my needs and wants. i used to bump heads with my wife about buying things. she has always been the saver, and me..the spender. we are much closer in the middle now..ok more on her side. we fight ZERO times about money, now.

i looked into my "mad" money box..and i have stored up a wad of cash..all of it, off my wifes radar. hell, i had to save $$ to pay for the upcoming new mexico hunt draw. hmmm...glock or new compound bow?

i wonder if/when this economy bounces back..will i stay the course, with my new spending habits.? we even have a fake car payment. $$ goes into a separate account for the next car. weird. who am i?

I'm still saving up for retirement. Gettin' closer. :)

From now on...

Refied mortgage, paid off all CC's and put them away.

Wife has givin OK for new home theater speakers... but I am waiting to make sure I have funds to pay cash.

Have $2K in the bank... walked into Costco and they had giant flat screens for $2K... drool :eek:

I walked away... first time in my life I think I ever done something like that ($2K is set aside for aforementioned speakers)

Vash I am very much the same. For some reason I just started saving, saving, saving. I used to spend a couple hundred easy. Now I will B!ITCH and moan about spending anything more than $50. I am addicted to savings.

It's definitely makes me feel good. Knowing that if something does pop up and I need to make a emergency expense I have the money sitting in the bank. I have to forbid myself to not go anywhere near Best buy though. Or I am in trouble.

I've been saving for Porsche parts these last few months.... got the first order of $900 out of the way... Fixing to send $500 more Wayne's way and the probably another 1k to Paragon in the coming months....

WHY DO YOU GUYS HATE AMERICA SO MUCH?!? (lol).

I with you vash. I never saved a dime until this hit. Now I stock pile white change! Now I know why our great grandparents were so fugal after going through the great depression.

I am like you Vash, I used to be the spender. Now, not soo much.

Years ago when we built our deck, I used a Heloc. I have been slowly paying it off every month. The CC's have zero balances on them, and they will stay that way. We are redoing the floors on the main level of our house this year, and have saved up enough $$ for it, and anything else that might pop up, and have it in a savings account.

I also just changed my direct deposit and am having $250 from each paycheck (paid bi-weekly) deposited into a seperate savings account.

I need new tires and an alignment for the 911turbo bad, and I haven't been driving it much because of that. Since the tires are almost $400 a pop, I have been saving up, and hopefully I can get them ordered before it really warms up.

If you don't need it...... don't buy it.

You will be amazed at how fast you can accumulate cash.....

All the time.

I saved money to put a new roof on my house last year. I saved money to put in a patio the year before that. I buy all "big-ticket" items with cash or check, or put them on the credit card with money in the bank to pay it off when I want the protection that offers. Any "want" that costs more than $200 is paid for with savings.

Anymore, the only things I put on the credit card are small items or emergencies (like unexpected car repairs). I pay my credit card off every month.

I have always saved, although a wife and 2 kids has greatly impacted how much can be set aside. Like BSiple - I have a small portion of each paycheck put into a separate account that isn't touched except for major house purchases (needs, not wants). I also put about 7% of my salary into a 401k (company matches 6%).

Sure...everybody should have saving...for home emergency repairs, for living expenses.

Also, though I do use my credit card for big ticket items, I only use it when the money is there to pay the bill when it arrives.

I have been stashing away some "steaks in the freezer" for a new 126" engine for my Roadking since last year....... it's the latest and greatest thing.................$11K

It's my 'stupid' money.......basically any spare steaks leftover after everything is accounted for. I'm just about there in time for riding season

Hi. My name is Brian, and I'm a spender.

So many things I "want" right now...

A pair of laptops for my wife and I...
A sports car...
A shotgun reloading press...
An AR-50...
Saddlebags for the bike...
A cold weather motorcycle jacket...
A motorcycle helmet for the wife...

But I also want a new house, so that means sitting on as much cash as possible right now.

Bought a new bike frame about a month ago, and that's it for the rest of the year.

I haven't spent money on the Porsche in about three years, and it really could use a new interior. I'm think of going all stock with it. But that won't be for a couple years -- if I even keep the car.

Otherwise, pay down the debt. Then again, summer's coming and that means vacation...

Hi Brian!

I am still saving for a 2004 GT3. I am about 1/3 there.

I am still saving for my rebuild, but the amount keeps growing.

My wife said I would have been better off just putting it on a card and have been done with it.

I'm saving every day. Just finished saving up for all major home-related projects for the rest of the year. Also saved up for my wife's last year of college (finally!). Then it'll be time to save up for our *fingers crossed* move to Charleston next year.

It never ends.