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Registered
Join Date: Nov 2005
Location: CA
Posts: 7,284
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refinancing rate...
it is at 4.25% now. Anyone feels it will be any lower?
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Fat butt 911, 1987 |
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10-02-2010, 02:01 AM
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Join Date: Dec 2007
Posts: 1,586
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How low do you expect it to go? What are you waiting for? The rates are killer right now, take advantage of them; I do and did!
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10-02-2010, 02:18 AM
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Registered
Join Date: Nov 2005
Location: CA
Posts: 7,284
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I just did several months ago and thought that was the lowest I got, but now it's even lower. In several months, I am losing around $10k, argg...
How low do I expect? Don't know. Just really don't want to keep doing it every several months.
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Fat butt 911, 1987 |
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10-02-2010, 02:38 AM
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Join Date: May 2005
Location: Houston
Posts: 5,466
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Will not go any lower...interest rates are projected to climb to 4.35%-4.40% very shortly.
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Ole Skool - wouldn't have it any other way |
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10-02-2010, 03:35 AM
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winter-hater club member
Join Date: Oct 2003
Location: salt lake city, utah
Posts: 24,705
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we just refinanced at 4.375. i feel pretty good about that. if it goes any lower, i am thinking there will be some kind of collapse.
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2000 Corvette - ????, 2007 Buell XB9R - Astrid, 1996 Discovery - Piglet, 2000 Forester "COOL PRIUS!" - Nobody Ever |
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10-02-2010, 07:54 AM
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Join Date: Feb 2000
Location: Dallas, TX
Posts: 4,612
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4.375? 30 years? How many points did you pay? We refi'd a year ago to go from 6.5 to 5. It might be interesting to refi, it just irritates me that you can't carry over the title insurance. What a scam.
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10-02-2010, 08:21 AM
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winter-hater club member
Join Date: Oct 2003
Location: salt lake city, utah
Posts: 24,705
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no points. 30 years. it is going to save us over 90K over the life of the loan, and that is if we just pay it off as written.
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2000 Corvette - ????, 2007 Buell XB9R - Astrid, 1996 Discovery - Piglet, 2000 Forester "COOL PRIUS!" - Nobody Ever |
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10-02-2010, 08:27 AM
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Registered
Join Date: May 2001
Location: Tarzana, CA / Oxnard, CA
Posts: 966
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We just refinanced at 3.875% fixed for 10 years. No points or fees. The guy we worked with said they're swamped with people refinancing, and he's been working 7 days a week.
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Ron '88 Coupe (formerly) |
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10-02-2010, 08:37 AM
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Join Date: Mar 2002
Location: My House
Posts: 5,345
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Yep, our broker called us a few weeks ago and we closed the deal the friday before last.
Not quite 4.25 but close enough for 30 years...
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-The Mikester I heart Boobies |
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10-02-2010, 02:17 PM
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Detached Member
Join Date: May 2003
Location: southern California
Posts: 26,964
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3.75 for ten years, going to pay off in 7 years.
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10-02-2010, 02:23 PM
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