Beware if you use Paypal, especially with Skype!
 

FYI, I checked my Paypal account and while I don't use Skype, there were 2 reoccurring payments active for over 5 years(!) and both had very high limits. This basically gives the reoccurring payment open access to your accounts without your permission, see more here:

Beware Recurring Preapproved Payments on PayPal – Skype Account Hacked

Make sure to cancel any that may be active in your account today!

The most important take-away from the article:

Never use PayPal to buy things online instead of a credit card unless absolutely necessary, usually for eBay. The big thing is that Paypal is NOT regulated like banks or credit cards. There is no federal law that says you are not liable for unauthorized PayPal charges. Instead, they just claim that you are “protected” when in reality they have all the power to decide if you ever see your money again. I had to open a dispute with PayPal online as they don’t have 24/7 customer service (again, unlike credit cards).