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Does your mail ever get lost ?
I used to think people who said it got lost in the mail were full of it. I have recently been having more problems than ever before. Mailed all my bills out last month, just like I alwsinn bills that I know I paid. I can see in my checkbook that I wrote them out.
To avoid being late, I re- paid everybody. I should have stopped all the checks, but was not sure what had made it, and what did not . End of last week, I look in my account, and wholy cow, I am missing a bunch of money, it seems that all the bills that were originally paid, and mailed out, magically started to flow in 3 weeks after I mailed them. What a mess . |
Yep.
My mail gets misdirected quite often. Most of the carriers do a good job but some can't tell the difference between addresses that have the same house number but a different street name. I even had Canada Post do an investigation as to why my mail wasn't making it to my house. It has been better since. |
Quit using checks and the USPS and move into the 21st century. It is 100% safe to pay electronically. The only checks I write now are for car tag renewals.
With my credit union I can pay any bill electronically. Even the guy that spays my yard for weeds is paid on-line. He does no accept them but they write a check and mail it for no fee. Zero in postage and check costs for me. I have not mailed a check but about once a year if that. |
Our neighborhood has Multi-Unit Cluster Mailboxes. I usually stand there after retrieving my mail, sort through, and put all the incorrectly delivered mail in the outgoing slot to let the post office try again. I just hope everyone else takes the time to do the same instead of just pitching it in the trash. I have never received a number of items and suspect that is what happened.
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I'm a long time, 30+ years, CITI customer. A year ago CITI pulled stakes in TX and sold all its branches to BBT. I was irritated at first but in all honesty I've barely noticed. Been paying bills online with CITI since the 90's. Checks get deposited via phone app. 7-11 ATMS dispense cash for CITI customers with no fee. Pretty much all one needs is a smart phone and debit card. |
Woah, I have not seen a check in approx 10-15 years.
Everything is paid online. And there I can see and follow up everything. |
A buddy of mine is down to his last dozen checks. The checks have the address from the house he lived in 5 moves ago and two wifes ago. He writes one check every two or three years and refuses to buy more checks.
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I never had problems until the year I spent in Georgia. I had mail get lost all the time there. It was always fun having to pay late fees, stop payment fees, not getting important letters from health insurer. I estimate that lost mail cost me around $3,000 last year. I pay all of my regular bills electronically, but for one-off stuff I still mail checks.
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My longtime mail carrier quit a year ago or so, and the replacement I had for a few months was kind of worthless. I got mail for people blocks away, and stuff I was expecting didn't show up. It seems to have sorted itself out in the last few months, but for a while, things were interesting.
The best part is it's totally out of your hands. |
My parents had their mail stolen out of their mailbox on the day when my mom paid all the bills. This was about 25 yrs. ago. They were able to wash some of the checks and then walked into my parents' bank branch and clean them out. So, not only did all those bills not get paid, their checking account got cleaned out. The bank was on the hook for it, as they are supposed to either know their customers personally or ask for ID, which they didn't do. But what a huge PITA that was. The perps got nailed for mail fraud and had done the same to several other houses that day. They're probably still in jail.
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Yep, like you legion, Most of my important stuff gets paid automatically, but I have a business, I bet I write 50 or so checks a month, as I have lots of different vendors, and small accounts with parts companies. My checkbook is my ledger basically . old school .
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Apartment living - you get used to things never showing. Online bill-pay and e-mail notification are a life-saver. We've had instances where the carrier would not check outgoing mail because "there's only 2 or 3 envelopes in there". The worst is some utilities here won't take online (CC/EFT) payment without an additional $10-$20 processing fee. That's nuts, so we'll mail a check. Except it won't go out, or they won't "receive it" until a day or two after it's due. How do you prove they got it? What if they didn't? I find the USPS to be shoddy for mail delivery. Packages they have a better success rate in my opinion.
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Makes tax time a breeze. |
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The defunding and decline of the USPO coincides with the rise of paperless online banking.
("and that is all I got to say about tha'ut") |
Except for the fact that the PO is not funded by the US government and has in fact been a cash cow for said government since early "00's".
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