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Occam's Razor
 
cmccuist's Avatar
 
Join Date: Jan 2002
Location: Lake Jackson, TX
Posts: 2,663
Travel Insurance

So I had some business in Kingston and decided to get my wife to fly down and make a vacation out of it. She got sick at the last minute and couldn't make it. We had the travel insurance. So she goes to battle and gets nowhere.

She eventually got most of the fare back from the airline (American) on a voucher, but she went after the insurance company on principle. Two months later they coughed up the full fare - $820!

So now she has a voucher and the cash! So can she use the voucher (it's just a number and you book the ticket on-line). Or should we just count it as a win and be satisfied with the money?

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Craig
'82 930, '16 Ram, '17 F150
Old 04-24-2018, 05:37 PM
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LWJ LWJ is offline
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Join Date: Jun 2007
Location: Lake Oswego, OR
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I think the airlines did you a solid INDEPENDENT of the travel insurance.

Might as well use them both.
Old 04-24-2018, 06:52 PM
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Join Date: Mar 2008
Location: SW Ohio
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The airline only gave you the voucher to make a not-so-ticked off customer. They had no obligation to make you whole. So if you are pleased with the treatment they gave you, they got their money’s worth.
The insurance company, on the other hand, appeared to make little effort to make you a happy customer. I suppose at some level you owe them the voucher, but what are they going to do with it?
I had to use travel insurance twice and both times I had to submit a doctor’s report of sudden illness in order to get paid. That’s not unreasonable.
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Last edited by wdfifteen; 04-24-2018 at 07:27 PM..
Old 04-24-2018, 07:24 PM
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Join Date: Apr 2002
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What would travel insurance run for a pretty expensive hunting trip (say 25K)? Can you even do that....ballpark figure?
Old 04-25-2018, 02:00 AM
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Occam's Razor
 
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Join Date: Jan 2002
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We paid $60 for an $810 ticket. Alianz was the insurer.
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Old 04-25-2018, 02:50 AM
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Join Date: Dec 2009
Location: Wilmington, DE
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We always do travel insurance for big trips. It's paid off once in a big way when things went south for a bit. there are different companies and different rates.
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Old 04-25-2018, 03:46 AM
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Join Date: Apr 2002
Location: Houston (Clearlake), TX
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Don't most credit cards have travel insurance built in? Mine do.

Since my wife is not a US citizen (she's Thai) she usually has to buy travel health insurance to get her Schengen (european union) visa. It's about $50 so I go ahead and buy for myself too. Then you don't worry about racking up an insurance bill or worse yet, having to get flown home.

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Old 04-25-2018, 04:06 AM
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