Pelican Parts
Parts Catalog Accessories Catalog How To Articles Tech Forums
Call Pelican Parts at 888-280-7799
Shopping Cart Cart | Project List | Order Status | Help



Go Back   Pelican Parts Forums > Porsche Forums > Porsche 911 Technical Forum


Reply
 
LinkBack Thread Tools Rate Thread
Author
Thread Post New Thread    Reply
Registered User
 
vesnyder's Avatar
 
Join Date: Nov 2001
Location: NE Ohio
Posts: 1,730
Garage
Send a message via AIM to vesnyder Send a message via Yahoo to vesnyder
Grundy Insurance - Experience?

I have been using State Farm for a while for homeowners and auto insurance - including my Porsche. Seems reasonable. I recently inherited a 1980 Triumph TR7 from my Dad and am close to making it road worthy again. I called my agent and she said it will be $500/yr for insurance! I am paying about a third of that for my "83 911 SC with a stated value of about $40k. When I raised a stink she said she could reduce it to $250 with no collision and comprehensive. I went out and did some searching and found Grundy for $76 for the year with $3,500 stated value. Before I send in the check - which is a no brainer - I wanted to see what experience the forum has with Grundy?

Thanks!

__________________
Vance
'83 SC Cabriolet - The "Matrix"
'73 914 - "Spicy Mustard" - SOLD
Old 06-10-2020, 12:55 PM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #1 (permalink)
Registered
 
Mike80911's Avatar
 
Join Date: Oct 2010
Location: New York Where only a criminal can have a gun
Posts: 2,306
Garage
I have been using Grundy for many years I have no complaints the customer service has always been great. I would highly recommend them. But I have never made a claim so I do not know how well they handle claims
__________________
86 930 Grand Prix White
11 Cayenne
Old 06-10-2020, 01:17 PM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #2 (permalink)
Registered
 
HarryD's Avatar
 
Join Date: May 2002
Location: Portland, Oregon
Posts: 10,536
Did you ask for classic car insursnce (like on your 911) for the Triumph from State Farm. Sounds like they quoted a regular policy.

Also, when I looked into Hagerty for my 911, State Farm (my cars and home and umbrella is with them) was lower For the same classic car policy.
__________________
Harry
1970 VW Sunroof Bus - "The Magic Bus"
1973.5 911T Targa - "Smokey"
2003 BMW Z4 3.0i
2009 MB C300

Last edited by HarryD; 06-10-2020 at 01:23 PM..
Old 06-10-2020, 01:20 PM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #3 (permalink)
Registered
 
Join Date: Jan 2017
Posts: 91
Grundy is fine. Condon Skelly is great for modern super cars. Hagerty is also fine. Sometimes their premiums are higher on vehicles that don’t fit their appetite. I have my 911 with Hagerty. Rate is best compared to the other companies. No idea why.

Client bought a new Ferrari California, and Hagerty wouldn’t insure. Condon Skelly did and the rate was like buying a Honda.


Sent from my iPhone using Tapatalk
Old 06-10-2020, 01:23 PM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #4 (permalink)
Driver
 
Noah930's Avatar
 
Join Date: May 2005
Location: Los Angeles
Posts: 14,900
Garage
No claims experience with them (and that's probably the most important part). I just switched a few months ago. Grundy was a lot cheaper than Haggerty, and pretty close to AAA (with whom I was previously insured). But I added the 1990 964 to the stable, and AAA wasn't willing to add it on to my existing policy (car not old enough). So I switched.
__________________
1987 Venetian Blue (looks like grey) 930 Coupe
1990 Black 964 C2 Targa
Old 06-10-2020, 01:23 PM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #5 (permalink)
Rescuer of old cars
 
Arne2's Avatar
 
Join Date: Jul 2011
Location: Eugene, OR
Posts: 3,813
Garage
"Stated value" is not the same as "agreed value". Stated value is a maximum that they will pay, whereas agreed value is just that—agreed. If the car is a total loss, on a stated value policy State Farm can still pay you less than your $40k if they think the real market value of the car is less than $40k. It's actually a racket for them.

I have my '72 911T covered for $70k with American Collectors. They were the only collector insurer who was willing to an agreed value during the restoration process that actually covered my investment even with the car being ugly before the paintwork. They were cheaper than Hagerty, Grundy or Leland West as well. Reports I got from people who have had claims said they were fine to work with.
__________________
"Honestly now, did you spend your youth dreaming of someday owning a Nissan or Mitsubishi?" - Porsche ad from early '90s

1972 911T coupe
Priors - '84 911 Carrera coupe, '84 944, '73 914 2.0
Old 06-10-2020, 01:40 PM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #6 (permalink)
 
Registered
 
Join Date: Sep 2002
Location: Westchester County, NY
Posts: 2,041
Garage
I had Grundy for about 15 years for 3 classic cars. In the span of the last 5 years of it, I hit a deer with one, ran over a toolbox at night on an interstate with another one, and (the knockout blow) my son totaled the third one in the rain. They paid out quickly and without drama each time, but dropped me after the third incident. Can’t say I blame them. Over the span of 15 years, they paid more out than my premiums could have added up to.
__________________
Ken
1986 930, 1969 Mach1, 2003 540 Sport, 2016 R1200RS
Old 06-10-2020, 04:12 PM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #7 (permalink)
Driver
 
Noah930's Avatar
 
Join Date: May 2005
Location: Los Angeles
Posts: 14,900
Garage
Wow, hope no one was hurt in those, Ken. At least two of those can be chalked up to bad luck.
__________________
1987 Venetian Blue (looks like grey) 930 Coupe
1990 Black 964 C2 Targa
Old 06-10-2020, 05:07 PM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #8 (permalink)
Registered
 
pete3799's Avatar
 
Join Date: Nov 2008
Location: Vermont
Posts: 6,861
Garage
225.00/ year $30K agreed value on my 79SC. No claims to date.
__________________
Pete
79 911SC RoW
"Tornadoes come out of frikkin nowhere. One minute everything is all sunshine and puppies the next thing you know you've got flying cows".- Stomachmonkey
Old 06-10-2020, 05:17 PM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #9 (permalink)
Registered
 
Join Date: Jul 2000
Location: So. Calif.
Posts: 19,237
About the same on my under-insured 911
Old 06-10-2020, 08:12 PM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #10 (permalink)
Registered
 
Join Date: Oct 2010
Posts: 1,715
Garage
Heacock is also a great company to deal with.

I feel Haggerty has gotten a little big for their britches, as my Dad would have said. Impressive job building their brand, but their customers are likely paying the vig.

John
Old 06-11-2020, 04:57 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #11 (permalink)
Registered
 
Join Date: Jul 2013
Posts: 335
Way too long of a story re a friend's HAGERTY claim for his totaled Porsche....customer service was abysmal, endless hoops of frustration and angst. My HAGERTY renewal comes up this month and based on his experience I'm going to look elsewhere. Shameful experience particularly with how HAGERTY markets heavily itself with the Porsche crowd. I could care less (within reason) about 'rates'.....it's all about service and compensation when you need it.
Old 06-11-2020, 05:14 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #12 (permalink)
 
Registered
Take your porsche with you to Grundy. YOU DO NOT WANT to deal with a claim on your car with StateFarm these days. The worst of the worst. Used to be the best only 2 years ago
Old 06-11-2020, 05:42 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #13 (permalink)
Registered
 
msmall215's Avatar
 
Join Date: Apr 2015
Location: Philly
Posts: 541
Garage
Another happy Grundy customer here. Never had to put a claim in, but rates are decent and agreed value is always a plus.
__________________
Mike
1983 911 SC Euro hot rod - always evolving, never finished
Instagram: @msmall90 and @zuffenphilly
Old 06-11-2020, 05:49 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #14 (permalink)
Registered
 
Join Date: May 2005
Location: Houston
Posts: 4,518
I've been using Grundy for 6 years for multiple cars and happy with them
__________________
Ole Skool - wouldn't have it any other way
Old 06-12-2020, 04:18 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #15 (permalink)
Registered
 
Join Date: Oct 2010
Posts: 1,715
Garage
Quote:
Originally Posted by nathanbs View Post
Take your porsche with you to Grundy. YOU DO NOT WANT to deal with a claim on your car with StateFarm these days. The worst of the worst. Used to be the best only 2 years ago
Pay attention to this; NBS knows whereof he speaks. John
Old 06-12-2020, 04:55 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #16 (permalink)
Registered
Quote:
Originally Posted by jjeffries View Post
Pay attention to this; NBS knows whereof he speaks. John
Thanks. They are literally the only insurer that I deal with that I have to warn the customer that they will likely have to pay out-of-pocket costs because StateFarm will not pay for what is necessary. Mind you this is on normal late model vehicles. When it comes to classic cars it is abysmal.
Old 06-12-2020, 05:39 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #17 (permalink)
Slippery Slope Victim
 
NY65912's Avatar
 
Join Date: Oct 2001
Location: Brooklyn, NY USA
Posts: 3,726
Quote:
Originally Posted by Mike80911 View Post
I have been using Grundy for many years I have no complaints the customer service has always been great. I would highly recommend them. But I have never made a claim so I do not know how well they handle claims
Me too, plus they were $600 a year less than Hagerty on a car I am driving less and less every year.
__________________
Mike˛

1985 M491
Old 06-12-2020, 06:41 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #18 (permalink)
Vintage Owner
 
Jack Stands's Avatar
 
Join Date: Jun 2013
Location: Park Ridge, IL
Posts: 1,809
Garage
A friend lost a half dozen cars to flooding, and Hagerty paid out quickly on his claim. I guess the service when one has a claim is probably the most important. I’ve had State Farm for my cars, home, business, etc. for years and their claim service was always top rate. Sorry to hear that that’s no longer the case.
__________________
84 Targa
70 914-6
73 914-6 2.7 conversion (sold)
75 GMC Motorhome
Old 06-12-2020, 07:52 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #19 (permalink)
Registered User
 
Join Date: May 2018
Location: Minnesota
Posts: 40
Grundy was to restrictive for me. I read all the fine print and realized that I was not being covered for driving to work or to the shops, etc. Hagerty was more expensive, but now I can drive as much as I like.

Old 06-12-2020, 03:52 PM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #20 (permalink)
Reply

Thread Tools
Rate This Thread
Rate This Thread:

 


All times are GMT -8. The time now is 01:35 PM.


 
Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
Search Engine Optimization by vBSEO 3.6.0
Copyright 2020 Pelican Parts, LLC - Posts may be archived for display on the Pelican Parts Website -    DMCA Registered Agent Contact Page
 

DTO Garage Plus vBulletin Plugins by Drive Thru Online, Inc.