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				NJ insurance question
			 
			
			My fiance, that I live with, has her car insurance with NJ Manufacturers. I think they will let me on the policy as well with my 911 (may have to re-title the car so the fiance is half owner). 
		
	
		
	
			
				Here's the question. I have 260,000+ miles on the odo. What happens if I total the car? Will the insurance company give me book? Replacement value? Anyone have experience dealing with them? 
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	1987 Carrera, Guards Red, Black (sold but never forgotten!) 1965 356SC Coupe, Silver on Red  | 
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