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Me like track days
 
Craig 930 RS's Avatar
 
Join Date: Sep 2003
Location: Kirkland, WA
Posts: 10,209
* Your Hagerty insurance story wanted - *

Good, bad, opinions & advice needed......

THX!

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- Craig 3.4L, SC heads, 964 cams, B&B headers, K27 HF ZC turbo, Ruf IC. WUR & RPM switch, IA fuel head, Zork, G50/50 5 speed. 438 RWHP / 413 RWTQ -
"930 is the wild slut you sleep with who tries to kill you every time you "get it on" - Quote by Gabe
Movie: 930 on the dyno
Old 08-26-2004, 11:08 AM
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Now in 993 land ...
 
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I drive ALL my cars to work. So, they won't cover me.

George
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97 993
81 SC (sold)
Old 08-26-2004, 11:36 AM
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TMH TMH is offline
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Join Date: May 2003
Location: Nor. Cal.
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I was happy that they offered "trailer and paddock" insurance for the track car. No one else seemed to offer this. I am less worried about incidents on the track currently, as I only DE. I am, however, very worried about boneheads on the public highways, and Hagerty made it easy to get the insurance I was looking for.

Never had to deal with them regarding any claims yet...

Tom
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Old 08-26-2004, 11:42 AM
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I've had them for a couple years but have never had to file a claim. They were easy to deal with when adding the 911. I've heard one story about someone filing a claim and it was no problem. They paid up with a minimum of hassle.

For me, insuring two Porsches with full agreed value coverage for $300/year is worth the tradeoff of having to drive my Jetta to work.
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-Anthony Siino
1981 911SC
1974 914 2.0L
Old 08-26-2004, 11:47 AM
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Now in 993 land ...
 
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Second hand story. I know a guy who owns 10 collector cars. One got dinged up in a parking lot on the weekend. They paid high quality repairs, no questions asked.

George
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97 993
81 SC (sold)
Old 08-26-2004, 12:01 PM
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Next year my 911 will be in their hands.
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Old 08-26-2004, 12:13 PM
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I pay $50 a year to cover a 72 911S in storage (no driving).
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Old 08-26-2004, 12:46 PM
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Rick I have an 85 also...are they going to insure yours if you occasionally drive to work? I insure my 64 356 with Haggerty for about 300 bucks a year with a very nice agreed value...but I only put maybe 2K miles a year on it and dont drive it to work. State Farm charges me a lot (about 800 per year) for the 911 for 5K miles and commuting priv. A bit steep for no accident history I think.
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Old 08-26-2004, 12:52 PM
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2 years now, one claim, and they are excellent.
Old 08-26-2004, 12:59 PM
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Now in 993 land ...
 
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Quote:
Originally posted by mwbaum
Rick I have an 85 also...are they going to insure yours if you occasionally drive to work?
Nope. They are not negotialbe about that at all. So, if you wreck in between your work and home at 8am, you better come up with a REAL good excuse.

911 cars are expensive to insure partly due to repair costs. You can have a spotless record, the repair cost wont' go away.

George
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97 993
81 SC (sold)
Old 08-26-2004, 01:07 PM
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After reading for the last week about them, I'm in the process of switching my '83 911sc Coupe over to them. Quoted me $338 a year. I was paying $550 a year w/ Nationwide, more insurance than I needed since this is a 3rd car, for pleasure purposes. I don't have a problem w/ the limitations.

Don
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Old 08-26-2004, 01:23 PM
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Broke
 
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Join Date: Apr 2004
Location: California Foothills
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275 for 5,000 miles a year coverage. Agreed on price is 16,000 after I sent them a lot of photos. No claims thankfully, but excellent customer service. Policy includes road service that I didn't really need, but what the heck. Right about the work thing, though. Don't get caught driving to work or you're screwed.
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93 968 Cab
81 SC Targa (Princess) Now Residing in Denmark
1973 RS Z28 Vash will never own it!
Old 08-26-2004, 01:34 PM
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I just signed on with them for my wife's 66 Corvette and my 911. Before doing so, I spoke to almost every major provider of collector/classic insurance and Hagerty came out on top. Primarily based on the fact that they are a bit more flexible about using the cars for pleasure driving vs. show purposes only.
Old 08-26-2004, 02:08 PM
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I've been a customer since 1995 but have no claims experience.

2003 policy was the first year they specifically excluded coverage at race tracks.....
Old 08-26-2004, 02:47 PM
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Cool

Found a local representative of haggerty. I signed up with them first and found him later. He's a performance car guy too! Its a hoot. He sent me a form assigning him as my local rep. Now I've got local representation with a performance driving type guy. You should look around among your local independent insureance agents. I would suspect that you could find one that would represent Haggerty.

Good luck,
David Duffield
Old 08-26-2004, 02:57 PM
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Me like track days
 
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Was weird when I called - the rep said he couldn't see why I wouldn't be covered at the track as long as it wasn't competitive.

True???
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- Craig 3.4L, SC heads, 964 cams, B&B headers, K27 HF ZC turbo, Ruf IC. WUR & RPM switch, IA fuel head, Zork, G50/50 5 speed. 438 RWHP / 413 RWTQ -
"930 is the wild slut you sleep with who tries to kill you every time you "get it on" - Quote by Gabe
Movie: 930 on the dyno
Old 08-26-2004, 03:08 PM
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Slippery Slope Victim
 
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Join Date: Oct 2001
Location: Brooklyn, NY USA
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I've had them for a year. Unfortunatley I had a claim for a broken windshield. No questions asked, paid for an original Porsche dealer windshield and top installation.

Great people to deal with!

Mike
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MikeČ

1985 M491
Old 08-26-2004, 03:59 PM
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Quote:
Don't get caught driving to work or you're screwed.

It seems like this provision is mostly unenforceable other than you going over the mileage alotment (which BTW they never check). If you tell me you were driving for pleasure on a Wednesday morning (going to the mechanic, going to play golf, going out to breakfast, etc) how can they prove otherwise? They might drop you though after the claim is settled if they thought you are lying.
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-Anthony Siino
1981 911SC
1974 914 2.0L
Old 08-26-2004, 06:04 PM
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Can someone post an 800 number? I am presently covered by the LelandWest insurance. But I got really dissapointed when they wouldn't cover my E30 M3 which has no less or maybe even more collectors value (more rare) then the 75 911S that i have. But someone told me that Hagerty would insure the M so I will insure both the 911 and M3 with them.
Old 08-26-2004, 06:08 PM
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www.hagerty.com

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-Anthony Siino
1981 911SC
1974 914 2.0L
Old 08-26-2004, 06:12 PM
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