insurance

I'm thinking of changing insurance companies. Anyone have experience with Leland West? They say they're endorsed by the PCA. They have "agreed amount" coverage that sounds like a good idea. Any thoughts?

Also, I am doing some drivers ed. events at the track. I've been told it is covered since it's not a timed (racing) event. At the risk of bring back bad memories, has anyone had to file a claim after a DE event? Did the insurance company pick up the tab?