OT- Is this for real Im kinda nervous

[fast924S]

Ok so like 3 weeks ago I post a Toyota 3rz engine for sale in the bargain news, 2 days ago I get a e-mail from a guy who wants the motor, He says he is a auto parts exporter his name is David Baxtor. He asks for my min price on the engine so I tell him $1250, I get a e-mail today that goes like this

"hello,
thank you for your mail.unfortunately,i am not in the country presently so i would not be able to see the item personally but i will be relying on you descriptions due to the urgency of the purchase.i also think that your price is ok.i would like to pay using a cashier's check that will be issued to you by a client of mine in the united states.i would also arrange shipping.please let me know if this arrangement is ok with you.
thank you"

I dont know it sounds a little funny to me what do you guys think?? Is this guy real or is it somebody trying to screw me?? Arent cashiers checks safe??

[Brando]

Tell him you'll take the cashier's check and will allow shipping arrangements to be made once the check is cleared with the bank, or ask for a direct wire transfer to your account

[robthe54]

don't do it... this is the nigerian scam thing... i've forgotten how it works, but it just happened to my freinds brother... within 24 hours i'll post a link to the story and details

[robthe54]

url didn't work

[robthe54]

again

[robthe54]

http://www.northjersey.com/page.php?qstr=eXJpcnk3ZjcxN2Y3dnFlZUVFeXkzJmZnYmVs N2Y3dnFlZUVFeXk2NTE3OTg1

[robthe54]

what the hell? i cut and past this ish in and it doesn't work... the article name is "hummer owner swerves past a con" search for the name junkers, the article is from april 22nd this year...

key part:
"The buyer quickly sent the Junkers a cashier's check for $55,000. He also e-mailed Tyson, saying that he was acting as a middleman for another buyer and intended to keep the extra $8,800 as a commission.

For the sale to take place, however, he said Tyson had to wire that amount immediately to a London commission broker. He said he would travel from Canada to pick up the car this week.

Senta Junker said she deposited the cashier's check, then hustled to Western Union to wire the cash.

Fortunately for her, Western Union clerks must phone corporate headquarters whenever a transfer exceeds $5,000. It turns out the company had the broker on a list of scam artists.

Soon afterward, Senta Junker learned that the cashier's check was counterfeit.

"

[bigrubberjeep]

Get the check first - CASH IT

If you have the money in your hand then send the engine to him

[nige944]

Unfortunatley having the money in your hand with a cashiers check is not good enough. The person who endorsed the check is responsible for any pay back if its discovered to be fraudulent....

What these fraudsters do is send you a check for 10 times the amount $12500, then appologize for the mistake, suggest you deposit it and send them back the difference(immediately). Which you honest law abiding citizen do, then the bank comes back telling you its a fraudulent check(up to 5 days later), and you have to pay them back the money and you have just been scammed for $11250....

The bottom line is that you are responsible for the value of the check, get them to wire the money to you, it should only cost $20 or so.

[Mike M]

As the end recipient of the money,you are responsible!!!
What will happen is the bank will clear the check and then a few days later they will call you and say there is a problem with the check.They will demand the money back from YOU! I had this scam attempt done on me twice,even went as far as sending me a really nice fake check drawn on the name of a company in New York state. I called them and they told me I was the 10th caller that week about the same thing.
DON'T DO IT!!!

[singpilot]

Brando! Were you really going to give someone the instructions how to wire money OUT of your account? Same thing.

Have them personally deliver cash to you at their bank here in the USA.

Even then, you will be knocked off when you leave the building.

[Brando]

singpilot, wiring money OUT requires authorization via in-person signature on a document, or using your PIN number. Wiring money IN is a whole 'nother story. Ever wonder how your work can direct deposit, not direct withdrawal?

[nige944]

Originally posted by Brando
singpilot, wiring money OUT requires authorization via in-person signature on a document, or using your PIN number. Wiring money IN is a whole 'nother story. Ever wonder how your work can direct deposit, not direct withdrawal?

but.....

AUTOMATED PAYMENT FRAUD

How it works: Millions of consumers benefit from the overall safety and convenience of automated payment programs that authorize an electronic withdrawal from an individual's checking account to cover a recurring expense (for example, a mortgage loan or utility bill) or a one-time payment (such as merchandise purchased over the phone). Unfortunately, fraudulent telemarketers and other con artists have used the electronic payment system for their benefit, too. Here's how you could be scammed.

A crook, posing as a legitimate business or charity, establishes an arrangement with a bank to process deposits electronically. Then the criminal finds the name of your bank and your checking account numbers, perhaps by tricking you into divulging the details over the phone (in what appears to be a legitimate telemarketing sales call) or by sifting through your trash for old bank statements or checks. The con artist is now in a position to send an electronic command to your bank instructing it to debit (withdraw) a certain amount of money from your checking account and forward the funds to the perpetrator's bank account. If you're not paying attention to your bank statements, the fraud can continue until your account is drained.

Best defense: Never give your checking account number to authorize an automated payment unless you initiated the contact and you know you're dealing with a reputable business or charity. Be aware that con artists try to tug at your heart—and your wallet—by contacting households about bogus fundraisers for victims of a tragic event. Shred bank statements and old checks before putting them in the trash. "You also can ask your bank to block all automated payments from your account or put a 'filter' on automated transactions so that only those you have approved will get through," says the FDIC's Cornell-Pape.

Review your bank statement as soon as it arrives and promptly report any suspicious or unauthorized electronic transactions, says FDIC attorney Janet Norcom. That's because, under the Electronic Fund Transfer Act, if you notify your bank of an unauthorized transaction within 60 days of the date the statement containing the error is mailed by your bank, you are not liable for any loss. "But if you don't notify the institution within 60 days," Norcom says, "you may have liability for any subsequent transactions that occur after 60 days and before you notify the institution."

http://www.fdic.gov/consumers/consumer/news/cnspr03/cons.html

[Z-man]

It is a scam. The cashier's check is a fake. The trick they use is this: your bank may clear the cashier's check and give you cash in a couple of days, but it still needs to be processed at the originator's bank, which is typically out of state or out of country. That can take much longer - up to a month or more! So by the time it comes back as a counterfiet, you have given the guy the $$ and you've been scammed.

The only thing that guy is good for is if you want a copy of a fake cashier's check. IMHO, it's not worth the effort.

-Z.

[barlowdo]

IMHO Don't fall for it, I had the same thing sent to me when I was attempting to sell a sailboat on EP.com. I wrote EP and told them about it. I think at the very minimum it is a money laundering scheme or even worse a way to move money in and out of the US to fund terrorism.

-Don B

[Brando]

wow nige944... who'da thunk?

I like the idea of CASHING it. Straight up get cash for the check, dont deposit to your account. That sounds better than having the funds traceable to your bank

[Lawrence Coppari]

A cashiers check from a foreign bank is NOT the same as one from a US bank. This could well be a scam.

[barlowdo]

I just found the sail Boat Scam I got in the mail it sure looks similar to above scam it was dated "Sat, 31 May 2003" :

"hello,
i want you to know that i am okay with the price and i am willing to pay
$800 for the boat but there is something i would like you to know about the
payment, i will be paying you by a cashier's cheque,my client is going to issue
a cheque of $6,800 he is owing me after u have recieved payment i will like u
to take ur'e $800 for the boat and do me a favour of wiring the remaing $6000
to my personal shipper that will come and pick it up .
so please if u agree to the terms pls mail me back with your contact address
and phone number including your zip code so that payment will commence as soon
as possible.
waitng to hear from you soonest
thanks.....................
best regards...................
Mr james david......................"

-Don B

[fast924S]

Well, I sent him a E-mail on how I think its a scam and if he cant bring me cash then there is no sale. Her ran fast I havent gotten any E-mail from him for 2 days. Soooooo anyone wanna buy a Toyota 3rz 2.7L 4 cycl engine??