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Search: Posts Made By: paulgtr
Forum: Off Topic Discussions 01-24-2015, 03:58 AM
Replies: 2,222
Views: 257,923
Posted By paulgtr
the point is, if you started this thread and...

the point is, if you started this thread and you're 57 every semi famous person your age who dies is some kind of omen. either that or you're a noob who ought to know better...
Forum: Off Topic Discussions 01-11-2015, 08:31 AM
Replies: 33
Views: 1,329
Posted By paulgtr
when I lived in sag harbor on the east end of...

when I lived in sag harbor on the east end of long island I would always plan my visits to Connecticut or new York based on leaving at night
Forum: Off Topic Discussions 01-07-2015, 07:56 AM
Replies: 57
Views: 2,327
Posted By paulgtr
Yeah, organizers had no idea why they were on...

Yeah, organizers had no idea why they were on the calendar
Forum: Off Topic Discussions 01-04-2015, 10:29 AM
Replies: 286
Views: 29,472
Posted By paulgtr
"Annie Hall" Christopher Walken drives woody...

"Annie Hall"
Christopher Walken drives woody allen at night in a 911
Forum: Off Topic Discussions 01-04-2015, 09:40 AM
Replies: 57
Views: 2,327
Posted By paulgtr
looking forward to see if lotus can turn around...

looking forward to see if lotus can turn around their form, dropping renault and fixing their aero should get them back to scoring points.
also interested to see which power unit manufacturer...
Forum: Porsche Autocross and Track Racing 01-04-2015, 08:57 AM
Replies: 3
Views: 728
Posted By paulgtr
reminds me of the couple that brought their brand...

reminds me of the couple that brought their brand new turbo s to lime rock. drove in the middle of the track about 40 miles an hour in the first session and then left
Forum: Off Topic Discussions 01-01-2015, 07:58 PM
Replies: 84
Views: 3,201
Posted By paulgtr
nice chatting, good night and happy new year

nice chatting,
good night and happy new year
Forum: Off Topic Discussions 01-01-2015, 07:56 PM
Replies: 84
Views: 3,201
Posted By paulgtr
no need to apologize. usually folks who are...

no need to apologize.
usually folks who are life insurance agents don't know how to maximize the products they offer.

it's a tool that has to be used properly.

no smoke and mirrors
Forum: Off Topic Discussions 01-01-2015, 07:45 PM
Replies: 84
Views: 3,201
Posted By paulgtr
and that's the conservative company that pays me...

and that's the conservative company that pays me less commission
Forum: Off Topic Discussions 01-01-2015, 07:34 PM
Replies: 84
Views: 3,201
Posted By paulgtr
take $9,500 a year as an example for 20 years ...

take $9,500 a year as an example for 20 years
guaranteed at the end of that time you would have $309,000 of tax free dollars.
you wouldn't take it?
Forum: Off Topic Discussions 01-01-2015, 07:12 PM
Replies: 84
Views: 3,201
Posted By paulgtr
since it's only part of my inventory, life...

since it's only part of my inventory, life insurance isn't the sole focus, nor does it generate much of my income.
it does work well if properly designed to fit into a portfolio. not sure if folks...
Forum: Off Topic Discussions 01-01-2015, 07:00 PM
Replies: 84
Views: 3,201
Posted By paulgtr
this is what makes the most sense of what I've...

this is what makes the most sense of what I've read.
but it's a lot of what people feel comfortable with.
since my business is referral based, not doing well for my clients in a highly...
Forum: Off Topic Discussions 01-01-2015, 11:30 AM
Replies: 84
Views: 3,201
Posted By paulgtr
it you go to some one who charges hourly, that...

it you go to some one who charges hourly, that does not stop fees from being charged when you invest your money. mutual funds are never free.
so you're paying some one, and then you're paying...
Forum: Off Topic Discussions 01-01-2015, 10:38 AM
Replies: 40
Views: 6,877
Posted By paulgtr
I'm extremely gringo as my Filipino side of the...

I'm extremely gringo as my Filipino side of the family likes to remind me
Forum: Off Topic Discussions 01-01-2015, 10:20 AM
Replies: 84
Views: 3,201
Posted By paulgtr
1. original post mentions tax free 2. if you...

1. original post mentions tax free

2. if you look at the first year yes, return isn't great. properly over funded life insurance works very well. so maybe you didn't get the right advice. over...
Forum: Off Topic Discussions 01-01-2015, 10:10 AM
Replies: 84
Views: 3,201
Posted By paulgtr
right, but you'll pay the same fees on top of...

right, but you'll pay the same fees on top of paying an advisor
Forum: Off Topic Discussions 01-01-2015, 10:07 AM
Replies: 84
Views: 3,201
Posted By paulgtr
I will not charge you an hourly rate. if you...

I will not charge you an hourly rate.
if you take my advice and then go to Charles Schwab I don't make a dime, yes it happens, I only get paid if you do business from what ever carrier you decide...
Forum: Off Topic Discussions 01-01-2015, 10:05 AM
Replies: 84
Views: 3,201
Posted By paulgtr
comparing what the commission is to the value of...

comparing what the commission is to the value of the policy is always in the policy owners advantage and unlike real estate is much more accessible to the owner in using the intrinsic value at their...
Forum: Off Topic Discussions 01-01-2015, 10:00 AM
Replies: 84
Views: 3,201
Posted By paulgtr
I wouldn't, I work in the field and don't...

I wouldn't,
I work in the field and don't charge a fee.
those who charge a fee don't have access to training or products I don't have.
they just charge you for the same advice I can give for...
Forum: Off Topic Discussions 01-01-2015, 09:49 AM
Replies: 84
Views: 3,201
Posted By paulgtr
in a nutshell, the IRS allows life insurance...

in a nutshell,
the IRS allows life insurance to be a tax shelter.
so mutual Insurance companies. those who are not traded on the stock exchange.
with strong enough financial ratings can design...
Forum: Off Topic Discussions 01-01-2015, 09:28 AM
Replies: 84
Views: 3,201
Posted By paulgtr
if you're looking for guaranteed tax free return...

if you're looking for guaranteed tax free return on your investment
cash value life insurance is the way to go

mass mutual has a very good dividend rate and new York Life is doing better every...
Forum: Porsche 911 Technical Forum 12-21-2014, 06:20 AM
Replies: 581
Views: 98,599
Posted By paulgtr
too bad Steve McQueen never owned it!

too bad Steve McQueen never owned it!
Forum: Porsche Autocross and Track Racing 12-21-2014, 06:07 AM
Replies: 28
Views: 5,521
Posted By paulgtr
I have a 1975 911. no computer suspension, no...

I have a 1975 911.
no computer suspension, no traction control, no anti lock brakes.
when I commit to a corner lifting off or hitting the brakes is a complete no-no

so I'm at lime rock at the...
Forum: Porsche 911 Used Parts For Sale & Wanted 09-09-2014, 04:41 PM
Replies: 8
Views: 246
Posted By paulgtr
No worries. We're not rushing the job. Want to...

No worries. We're not rushing the job. Want to do it right.
Forum: Porsche 911 Used Parts For Sale & Wanted 09-09-2014, 04:25 PM
Replies: 8
Views: 246
Posted By paulgtr
Can you post some pics of the parts you have?

Can you post some pics of the parts you have?
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