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Search: Posts Made By: lukeh
Forum: Off Topic Discussions 11-29-2017, 08:34 PM
Replies: 33
Views: 1,035
Posted By lukeh
One of the cardinal rules of investing is don't...

One of the cardinal rules of investing is don't try and time the market. Trying to time it is the main reason the average investor does much worse than market averages.

I wonder if the people that...
Forum: Off Topic Discussions 03-20-2017, 07:30 PM
Replies: 34
Views: 1,088
Posted By lukeh
I'd swear that for some the answer to every...

I'd swear that for some the answer to every investment question on this site is buy Vanguard index funds.

If a person told me they needed the money in as few as 3 years, is risk averse and cannot...
Forum: Off Topic Discussions 01-01-2017, 09:07 AM
Replies: 38
Views: 1,517
Posted By lukeh
You can still have no fee self directed IRA...

You can still have no fee self directed IRA accounts with the new rules. The issue is that some companies have eliminated them because they feel the new law make them not worth the hassle. If you...
Forum: Off Topic Discussions 01-01-2017, 08:16 AM
Replies: 38
Views: 1,517
Posted By lukeh
Nobody deals in certificates anymore and their is...

Nobody deals in certificates anymore and their is no reason to. However, with many companies you can still buy stock direct (you can search for a list) and the transfer agent will hold your shares...
Forum: Off Topic Discussions 01-01-2017, 08:11 AM
Replies: 38
Views: 1,517
Posted By lukeh
Why did you delete and ignore my questions on how...

Why did you delete and ignore my questions on how your relationship with a fee only planner works? If you feel it is too personal of a question just say so and I can respect that. Otherwise I'm...
Forum: Off Topic Discussions 12-31-2016, 07:29 PM
Replies: 38
Views: 1,517
Posted By lukeh
Could you please give more details on how this...

Could you please give more details on how this works?

Is it up to you to monitor your investments and then call her when you have questions or does she stay on top of your portfolio and make...
Forum: Off Topic Discussions 12-30-2016, 01:45 PM
Replies: 38
Views: 1,517
Posted By lukeh
Yes, this is due to the new fiduciary rule from...

Yes, this is due to the new fiduciary rule from the DOL...which Trump may throw out or delay.

The issue is that the investment firms are interpreting the new rule in different ways. Because of the...
Forum: Off Topic Discussions 12-23-2016, 06:48 PM
Replies: 940
Views: 54,689
Posted By lukeh
+1 Best movie I've seen in a long time.

+1 Best movie I've seen in a long time.
Forum: Off Topic Discussions 12-13-2016, 06:13 PM
Replies: 317
Views: 15,732
Posted By lukeh
Had mine last Friday. It was no big deal. ...

Had mine last Friday.

It was no big deal.

The prep was just pooping water. I woke in the middle of the procedure and looked at the monitor. I didn't feel a thing for the short time I was...
Forum: Off Topic Discussions 12-11-2016, 11:02 AM
Replies: 70
Views: 2,893
Posted By lukeh
While the entire globe may have the resources to...

While the entire globe may have the resources to support more people certain global regions do not. If your country is mostly desert you just won't have the food and water to keep growing. You have...
Forum: Off Topic Discussions 11-09-2016, 06:27 AM
Replies: 32
Views: 1,369
Posted By lukeh
I didn't suggest your parents do anything so I'm...

I didn't suggest your parents do anything so I'm not sure what your comment means.

I'm not trying to change anyone's mind. In any profession you have good and bad people. The key is to find a...
Forum: Off Topic Discussions 11-08-2016, 08:03 PM
Replies: 32
Views: 1,369
Posted By lukeh
The issue I have with Jones is the new DOL rule....

The issue I have with Jones is the new DOL rule. They are making everyone move to advisory accounts. To each their own but I don't feel the extra fees are worth it. I know people that are currently...
Forum: Off Topic Discussions 10-17-2016, 05:30 PM
Replies: 16
Views: 774
Posted By lukeh
That is correct. I like the JP Morgan efficiente...

That is correct. I like the JP Morgan efficiente index as it averages roughly 5%, has had only had one negative year and was positive in 2008.

Worse case is you get your money back and that is...
Forum: Off Topic Discussions 10-16-2016, 08:04 PM
Replies: 16
Views: 774
Posted By lukeh
Saying "preservation of capital" tells me you are...

Saying "preservation of capital" tells me you are looking at zero risk of losing your principal. If that is the case look at a structured CD. It is FDIC insured and the callable versions pay a...
Forum: Off Topic Discussions 07-29-2016, 07:22 PM
Replies: 8
Views: 425
Posted By lukeh
Bought a 2009 and wouldn't do it again. My 20001...

Bought a 2009 and wouldn't do it again. My 20001 CRV was better than the 2009 Escape. Rust in the wheel arches and just a cheap feel.
Forum: Off Topic Discussions 03-30-2015, 07:52 PM
Replies: 153
Views: 6,439
Posted By lukeh
48 and I could probably could retire now if I...

48 and I could probably could retire now if I could access my 401k without penalty. At 23 I started my career and put 10% into my 401k. I bumped it 1% a year until I hit the max. I also did a max...
Forum: Off Topic Discussions 01-25-2015, 07:07 PM
Replies: 18
Views: 911
Posted By lukeh
I've seen OLED winning a bunch of the comparison...

I've seen OLED winning a bunch of the comparison tests. Too soon to jump on them yet?
Forum: Off Topic Discussions 01-09-2015, 07:26 PM
Replies: 92,713
Views: 21,967,688
Posted By lukeh
Commando. It had a yellow targa in it.

Commando. It had a yellow targa in it.
Forum: Off Topic Discussions 01-01-2015, 08:12 PM
Replies: 84
Views: 2,874
Posted By lukeh
Okay, 5 years isn't enough...I can see that. What...

Okay, 5 years isn't enough...I can see that. What if I gave you the symbols of funds that beat the S & P over the past 20 years, 40 years, 60 years or even 80 years (and I can)? Then why would you...
Forum: Off Topic Discussions 01-01-2015, 04:13 PM
Replies: 84
Views: 2,874
Posted By lukeh
I've never followed this line of thinking. If...

I've never followed this line of thinking. If after all fees and charges a managed fund consistently beats the index fund why would I want to put my money in the index? Look up these two managed...
Forum: Off Topic Discussions 10-19-2014, 08:36 PM
Replies: 20
Views: 553
Posted By lukeh
I've always thought it is silly to judge the best...

I've always thought it is silly to judge the best individual based on titles won in a team sport. The QB isn't on the field for the half of the game the defense is playing. He doesn't kick...
Forum: Off Topic Discussions 07-16-2014, 05:51 PM
Replies: 92,713
Views: 21,967,688
Posted By lukeh
FWIW... The board is set up wrong. The lower...

FWIW... The board is set up wrong. The lower right square needs to be white. TV and the movies get this wrong all the time. This is how you can tell if the prop man knows how to play chess.
Forum: Off Topic Discussions 04-19-2014, 10:51 AM
Replies: 13
Views: 685
Posted By lukeh
Nobody can give you a good answer if they don't...

Nobody can give you a good answer if they don't ask the right questions. What is her risk tolerance? What is her time horizon. What is her tax bracket. What is her annual income. What is her net...
Forum: Off Topic Discussions 04-14-2014, 04:50 PM
Replies: 70
Views: 2,514
Posted By lukeh
I love watching the back 9 of the masters and...

I love watching the back 9 of the masters and other tournaments.

If you want boring then watch baseball. 90% of the time you are watching all you see are guys standing around. I read a stat...
Forum: Off Topic Discussions 02-18-2014, 07:22 PM
Replies: 20
Views: 1,328
Posted By lukeh
I'm on season two episode 4. ***SPOILER** I...

I'm on season two episode 4. ***SPOILER**

I hope they explain why they have a video of the girl going in front of the metro but they don't have one 5 seconds earlier when she standing by herself...
Showing results 1 to 25 of 500

 
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