When I say "cash".... I mean liquidity as in CDs that have a decent return...enough for me.

Just figure out what works for you....lots of ways to skin a dawg imo.

+1
At 69 years old I'm about 60% in cash. I don't need the heartburn.

I always take some off the top when I think it gets frothy. Seems like the reason to invest to me. I dont see anything but volatility for the short term so back to asset allocation.

Maybe not that long but you are on the right track. I have the feeling that many will outlive their money. I'm with Seahawk- I'm managing money " I have a portfolio that matches well with my age and financial desires". Not that it is perfect, but I'm in a different spot than when I was younger.

Whatever the plan, life does get in the way. There are many unforeseen things that happen and you need to adjust. I know cuz it happened to me. Just remember, it is just money, it ani't your life!

Maybe Burner will share his design with the group?!?! :)

You think there might be a stash of vintage, Guns and Ammo mags in there?!

$$$...just a means to support a lifestyle imo.

I'm gifted at quantitative analysis, etc. I have a plan...but who know what curve balls life throws at you. I live within my means....don't touch "principal", for that...YMMV

I actually increase the principal as I go..a wee bit now.

I found my way....unlike any others'...no "one size fits all".... just common cents :)

Been on this "merry-go-round" for a while now....just "watchin' the wheels go round and round" - JL

Do NOT touch the porn mags ;)!

When AU and AG were really in the cellar at 250.00 and 3.75, that was the time to buy, ;).

Dividend stocks can be the steady Freddy but nothing is caste in stone, the only thing that is caste in stone is when you are pushing up daisies.

Would probably need to use a putty knife, or maybe a chainsaw, to separate the stuck-together pages anyway! :eek:

Compulsive liar

I always keep a decent sized chunk sitting in easily accessible cash just in case, but don't really have any plans to add to it in the near future.

I've found that I'm a much better investor when I don't do anything ;)

I can sell CDs in any amount, at any time as I sit by. It's almost perfect these daze...doing nuthin' :).

Just don't listen to idjuts on a car forum....some will cause ya to do stoooipid stuff.....ain't that right Sammy ;)?

......or listen to Bonds.

Ya mean this one?

http://forums.pelicanparts.com/uploa...1561237402.jpg

Patience my son.

Looks AWESOME compared to my 1500 shares if Enron... .that will NOT go away....I'm immume to graphs these daze too....

Kachi-itis methinks :)!

73 YO feel the same way... I definitely sleep better.

3-4% return with a very conservative mix...cash (66% mebbe) & corporate bonds....minimal, almost no risk....I'm good.

I $nore$ a lot these daze too ;)...enough.

Now show the chart where I patiently refused to dump that turd....if that's the turd that you MADE me buy...as I recall.

But I recovered nicely....and moved to Cash.
Couldl've done a lot worse....at least I didn't move to Ash :)!