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-   -   Good Home Ins co that services Texas? (http://forums.pelicanparts.com/showthread.php?t=1184765)

masraum 10-10-2025 12:38 PM

Good Home Ins co that services Texas?
 
Who in Texas has a company that they like that provides home insurance? We've been using ANPAC and got word that they are pulling out of Texas completely at the end of the year. Our agent is supposed to be able to help us find a new carrier, but I'm curious if someone has a company that they like (or companies that they would avoid).

We've had home and auto with them for years and enjoy the discount that we get for doubling up, so that would be nice too if possible.

matthewb0051 10-10-2025 01:14 PM

If you've ever seen a US Army or USMC bumper sticker... you too are eligible for USAA.

Honestly, they suck. I know they have issues with home insurance due to flood areas and other oddities. But unfortunately, that is what I have.

anrew 10-10-2025 02:37 PM

following

David 10-10-2025 02:44 PM

They all suck in Texas. I'm going to try raising my deductible to 10% or more since they don't pay a claim anyway. My only real concern is if my house burns down or I get a big liability claim on a pool accident. My next door neighbor has no insurance and I'm half tempted to follow suit.

masraum 10-10-2025 02:57 PM

Quote:

Originally Posted by matthewb0051 (Post 12545237)
If you've ever seen a US Army or USMC bumper sticker... you too are eligible for USAA.

Honestly, they suck. I know they have issues with home insurance due to flood areas and other oddities. But unfortunately, that is what I have.

Quote:

Originally Posted by David (Post 12545284)
They all suck in Texas. I'm going to try raising my deductible to 10% or more since they don't pay a claim anyway. My only real concern is if my house burns down or I get a big liability claim on a pool accident. My next door neighbor has no insurance and I'm half tempted to follow suit.

LOL! Glowing recommendations!

We should blame it all on Galveston, Port Arthur, and Beaumont. It doesn't seem like we get nearly the natural disasters of the east coast or west coast or the Gulf coast from Port Arthur to Pensacola which seems to get the worst of the hurricanes.

lindbhr 10-10-2025 03:05 PM

I used Germania Ins for our house in Brenham. They seem to target rural areas to service. Seemed reasonable, but I never had a claim.

matthewb0051 10-10-2025 03:46 PM

Quote:

Originally Posted by masraum (Post 12545299)
LOL! Glowing recommendations!

We should blame it all on Galveston, Port Arthur, and Beaumont. It doesn't seem like we get nearly the natural disasters of the east coast or west coast or the Gulf coast from Port Arthur to Pensacola which seems to get the worst of the hurricanes.

Just wait until they factor in the Hill Country July 4th floods. We are going to get smoked.

masraum 10-10-2025 04:51 PM

Quote:

Originally Posted by lindbhr (Post 12545305)
I used Germania Ins for our house in Brenham. They seem to target rural areas to service. Seemed reasonable, but I never had a claim.

Awesome, good to know!
Quote:

Originally Posted by matthewb0051 (Post 12545322)
Just wait until they factor in the Hill Country July 4th floods. We are going to get smoked.

I'm assuming that's why our current group is leaving Texas. The wankers!


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