Insurance help
 

Here is the deal:

Car (not the p car) is rear ended about 4 mo. ago. We get estimates and guy sends us check for estimated amount as he does not want to make a claim on his insurance. About $1300 to repaint bumper skin and replace a couple of bent brackets. I figure I can take bumper off myself and bend/ replace a few brackets to bring it back to normal. Well I have been busy so I haven't got around to it yet.

Well it got rear ended again last weekend. I contacted their insurance co. and will be getting in contact with their adjuster. How do I explain this to them without having them dismiss this accident. I don't know if this last hit did anymore damage or not. Don't want to be dishonest but want to cover my bases.

Opinions?

Thanks

Just explain what happened as you did here.

If you aren't 100% sure that there's no more damage bring it back to where you got the original estimate....or do they know you're not using them....?