Bottom line... personal preference, risk aversion and common sense are each rider's prerogative. Everyone's barometer is different and they tend to become more conservative with age and experience...like many things, I suppose.

The article linked above says ATTGAT is worthless when accompanied by blatant stupidity. Anyone here would most certainly agree. Just saving y'all a bit of bandwidth. Having gear on your back isn't a license to ride beyond your ability. Unless you have a death-wish.

I'll say this - when I wear full leathers I can sense more security, an almost 'bravado' sense.
Probably from track time where I felt that I'd not incur as much physical damage fully dressed.

I understand that. I feel the same way. If I wear something other then leather on my sportbikes while riding on the street, I mentally just don't feel comfortable and ride much more conservative.

Ride naked!

Been there...done that... not the smartest years of my life!

Involuntary dismounts? I've had plenty.

Scaffiod, collar bone, ankle screws and plate. Many scars both physical and psychological. Somehow none of my digits got ground down after some 100+ mph get offs. Slid for so long I felt the heat and flopped over to cook the other side.