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Registered
Join Date: Nov 2003
Location: South West Florida
Posts: 2,508
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Insurance time for my 73
I'm getting ready to call my insurance agent to get coverage for my 73. It will be a stated value plan. It seams that the values are all over the place, and I'm looking to get an idea and what would be a fair replacement value.
I'd consider the car to be a very nice driver. All the suspension has been gone through, new torsion bars, shocks, rubber, tires, ect. I replaced everything that I thought needed replacing as I originally planned on keeping the car for a while. The car was stripped to bare metal and rust areas cut out and new metal welded in. The interior has a replacement dash with no cracks, I removed the door pockets. Seats are new replacements. New carpet, but its the cheap stuff. Its a 73.5, but the engine is not original. Its actually a 72 according to the engine number. But it does have the CIS. It also has H1's.     I dont want to short change myself, but I don't want to be paying for more than its worth either. Thanks.
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2000 Boxster S (gone) 1972 911s Targa (sold) 1971 911t coupe roller (sold) 1973 911t coupe / 3.2 (sold) Gruppe B #057 |
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03-10-2008, 01:07 PM
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Mine is insured for $25,000. It is in similar shape as yours. With my sport seats and wheels I am pushing it to $35,000.
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63 356 2.1 Rally Coupe 75 911M 2.7 MFI 86 Sports Purpose Carrera "O4" 19 991.2 S |
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03-10-2008, 03:08 PM
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Registered
Join Date: Nov 2003
Location: South West Florida
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I ended up putting its value at $20,000. It will cost me $246 through Hagerty. I think that will be close enough. I need to get this one licensed and back on the road to see how much I like it. If someone were to offer me $25,000 I'm afraid I'd have to sell it.
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2000 Boxster S (gone) 1972 911s Targa (sold) 1971 911t coupe roller (sold) 1973 911t coupe / 3.2 (sold) Gruppe B #057 |
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03-14-2008, 03:46 AM
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Band.
Join Date: Dec 2003
Location: Denver, CO
Posts: 13,304
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My '72T has a situation very similar to yours; It has a 73.5 CIS motor in it.
It's a nice driver, runs great, shifts great, leaks a lot. Interior is a basement job by me, but I have all the original vinyl. I have mine insured by Hagerty for $20k and they didn't even blink. If you haven't researched the difference between "STATED" and "AGREED" value, I think you definitely should. 
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1983 SC Coupe 1963 BMW R60/2 1972 Triumph Tiger 1995 Triumph Daytona SuperIII |
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03-14-2008, 09:56 PM
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Registered
Join Date: Nov 2003
Location: South West Florida
Posts: 2,508
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The quote says Agreed value. Is this good or bad?
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2000 Boxster S (gone) 1972 911s Targa (sold) 1971 911t coupe roller (sold) 1973 911t coupe / 3.2 (sold) Gruppe B #057 |
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03-15-2008, 03:36 AM
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Band.
Join Date: Dec 2003
Location: Denver, CO
Posts: 13,304
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That's good. "Agreed' is where the two of you (you and the ins. co) "agree" that the car is worth what you say it is. Companies like Hagerty, etc. will hand you a check for the "agreed" value if your car is stolen and not recovered.
"Stated" is where you "state" that you -think- the car is worth said amount and then they hose you later and tell you it's not.  In this situation, if your car is stolen, they will look in a blue book or determine a 'depreciated' value from your 'stated' value, and hand you a teeny tiny check.
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1983 SC Coupe 1963 BMW R60/2 1972 Triumph Tiger 1995 Triumph Daytona SuperIII |
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03-15-2008, 07:09 AM
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