^^^^ You make some very valid points (as usual)
. Of course I monitor everything...and takes me chances. I was just thinking that I don't need Discover, or anyone else to let me know my info has been compromised....I assume it has been....everyone should. I just don't need that service...it would not change what I do one bit. I operate in the same way now, as I would if Discover told me my info was on 50+ sites....that's why I won't use it....don't see the point...I really don't...YMOV.
Yer Mileage Obviously Varies....