[Seahawk]

Estate planner type or FA?

The guidance on how you should invest, when you should invest at various stages in life are not overly complicated. You know all this...I follow your posts.

There are recommended investment portfolios that do not require an FA at your/our point of life, Mike. I don't use an FA: I am 62 and have a pension (as will my wife) 1/2 of which will transfer to her. The numbers are good since we are not big spenders and own the farm and all associated stuff with good to excellent investments.

I will also continue to work because I like to.

As always, it depends on you and your goals. I have frankly transitioned into streamlining my wife (she is nine years younger than I am) and kids access to the estate we have all built.

The are interesting tax implications that a good Estate Planner can work through.