[Rick Lee]

I really don't care what they call anything other than my cost out the door. I know they don't get to control sales tax or title and regis. fees. I do see some value in being able to drive off the lot without a trip to DMV (especially in this current environment, where it's by appt only and can be months out). So I don't mind their charging for that convenience. But I only ever discuss out the door cost. I'll always use their financing if it gets me the best deal, and then I'll pay it off after one month if I have a better deal or just want to use cash.