[rfuerst911sc]

I will be 64 in January . I have had my investments managed with Morgan Stanley for the last 20 years . I retired 4 years ago . I was very adamant with my advisor for the last 5 years or so I am ok with leaving some gains on the table for more stability in the portfolio .

When you are getting close to retirement the last thing you want is a big hit to your portfolio because you don't have the time or income to infuse to recover . Even with a very conservative investment strategy I am getting 8% on a consistent basis . I know that's not killing it but I am losing nothing and that's important to me .