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i did it.
my big takeaway from the experience is: it would have to be a spectacular vehicle for me to do it again.
my seller was a bit of a wild card. we did do the transaction at the bank. but banks dont carry the title. i then had to wade thru the wonderful world of the DMV to get it all done. there is way too much downtime for me to think about what can go wrong. it literally rides on the seller doing the right thing.
a good seller would nut up and pay it off first, get the title and then sell it.
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poof! gone
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