[dmcummins]

I spend more now than when I was working. I started tracking my spending a few years before I retired. Income has nothing to do with spending. I quit tracking my spending after being retired for a while, but do keep track of my net worth.

When I retired I had more time to do many of the things I didn’t have time for before. I joined a golf club, bought a plane, and traveled more. I’ve been retired now for 15 years, 8 years ago I moved to Florida. Ive sold the plane and bought a nice boat, still golf, and taken up shooting sporting clays. We haven’t traveled as much recently due to covid, but plan to start again this year.

My wife and I both retired at 50. One of our biggest expenses has been health insurance. Make sure you have that covered. We currently pay $1,700 an month. I start Medicare in may so that will drop our cost $400 a month. The wife still has a few years to go.