[rfuerst911sc]

I retired 4 years ago at age 60 . My wife retired a year earlier than me . Everything we have is paid for . Other than health insurance our biggest expense is groceries followed by utilities . We live comfortably without excessive spending .

My wife is now on Medicare and this coming January so will I . That will free up a large chunk of $$$ that can be used for anything we want . The key to retirement being a financial success in my opinion is:

1. Everything paid for
2. A financial plan in place 30 years prior
3. Stick to a weekly budget and adjust as needed
4. Have fun . You can't worry every day about running out of money . Likewise don't spend like a drunken sailor.

Common sense goes a long ways . Stay busy but keep in mind there are tons of activities that aren't expensive.