[rfuerst911sc]

My Capitol One credit card gives a daily credit score update . It currently is 817 . My wife and I have zero debt so the score doesn't mean as much as it used to . I do use my CC to purchase almost everything only to gain points . Balance paid in full every month .

But our situation being retired is different than a young couple with a family . Juggling needs and wants vs income is always a balancing act . And then trying to add $$$ to savings/401k is additional stress on the budget . Congrats to those that do it successfully 👍