[masraum]

Originally Posted by rwest

So many people don’t understand that only the portion that brought them into the higher bracket gets taxed at that level and the lower amounts get taxed in the lower brackets.

Right.

I've never tried to convince anyone, there's no point. I have had folks argue with me about how a 401k with company match (dollar for dollar up to 5%) was a good deal (like getting a $5k raise at 100k).