I almost posted an identical thread last night...hmm I had my TinFoil hat on, how did you do that
To me it is the change in mentality of people my age(30) and younger. No one wants to work for anything anymore. I mean my father and many of his friends built small fortunes at mediocre jobs through common sense and hard work. I just don't see that happeneing now. Alot of my buddies live with their parents and still have no savings, though some have nice cars

I don't know but I hope Mark is right and it's a cyclical thing.