[tabs]

I am for the Privatization of a portion of your SS....simply do the math of what the govt takes out of your wages on a yearly basis...and do the compounding of the interest that money would make over a person working career of say 45 years...and you will find that the income you derive at the end is far greater than SS and you will have a large amount of principle to pass on to your heirs....something SS doesn't do....

Now the tired ole saw is that people wouldn't save the money or they might pick the wrong investment etc... I would say a safety net of mandatory investment into a no touch account would be required and if the investment vehicle is simply bonds with a return currently of 6% to 8% is about as safe as your going to get....and over a 45 year period would be a substantial amount of moneies. (mandatory allocation of monies, with a greater emphasis on stocks when young turning to the safety of bonds when older)