[84porsche]

I think their is a major difference between having an engine defect which causes the engine to fail completely and a track incident. Track incidents are different but no matter how damage occurs it should be insured in my opinion. By insurance, track specific insurance not normal everyday driving insurance. If insurance won't cover something like this then I want a performance service plan or something comparable.

I pay $3,000+ a year for full coverage insurance for 2 cars and if I file one claim within a 10 year period, it more than pays for itself. Why else would I paying someone to protect my automobile besides the fact that it is required in the state of CA? Especially comprehensive which covers the car from any mishaps.