[djmcmath]

You know, years ago, somebody realized that a huge amount of money was being transferred around between banks, and that if you sucked a tiny fraction off the top of each miniscule transfer, you'd be a billionaire. The Ebay/Paypal combo does exactly that. Each auction clears them a tiny amount -- only a dollar or two for the vast majority. Paypal only claims a few measly percent -- not enough to gripe about, for most of us ....... but boy, I'll bet that adds up quick.