[Jims5543]

Always make friends with your branch manager. Once friends, drop off a bottle of wine or some sort of gift every December. Then another evey July.

My branch manager has actually let me carry a negative balance on my payroll account until I could get there to fix whatever problem caused it. In that case it turned out their teller did not transfer my payroll correctly. Their error, the impotant thing is that they carried me before they even knew who was at fault.

I can call her anytime to do whatever and she will do it without hesitation. Having a friend in the bank is priceless.