$13,500 for 4 yrs @ 7.2% = $324.53/mo (deduct rebate from amount financed)
$15,000 for 4 yrs @ 4.6% = $342.73/mo
Take the rebate and get an "either or" contract and get 5.75% APR at
CapitalOne .
$13,500 for 4 yrs @ 5.75% = $315.50/mo (deduct rebate from amount financed).
Same argument applies with $16,500 & $15,000 loans.