[Shuie]

Im getting ready to go to an AmEx gold for all of my expenses. The additional warranties, concierge service, and the access to the advance ticketmaster purchases are worth the $75 yearly charge, IMO.

I've used the promo cards that offer the free 10,000 or 15,000 points/miles with the first purchase, but the key is to find one that doesn't require a membership or charge a yearly fee. The Marriott Chase cards were like this.