[MBAtarga]

My BIL is a recently hired car salesman at a local Chevy dealership. He's never sold cars before - was employed by Centex Homes and relocated from FL this summer.

His comments - he has said that the only people that are coming into the dealership, are those that can't afford the vehicles. They've got lousy FICO scores and no down payment available.

With the current market problems and economic concerns, the far majority of the people that are considering a vehicle purchase are the exact people that can't afford it. Those that have sense, realize the likelihood of the current problems continuing for a while and aren't willing to increase their debt.