[lendaddy]

I am sure this will get yanked into the black hole that is the OT board very soon and that is to be expected and understood. I tried to make it obvious that it was OT in the subject so please forgive me if I wasted anyones time.
OK, here is the deal. I read the post about the no stop sign thing and agree with most of the posts against law suits. However I'll give you my deal here and I honestly want to know what you think.
About 20 months ago I was coming home from my brother in laws anniversary party and was asked to pick up some beer and wine to bring back to their place. I was with my wife and she went into the store first and I followed. I got about five steps inside the glass double doors when I heard something behind me only to see an '81 Cadillac Eldorado come crashing thru the doors I just came thru and mow me down. I was under the car till it stopped at which time I slid across the freshly bleached floor( ah yes bleach in a couple dozen fresh wounds) and took my wife out like a hanging ten pin. My ACL was snapped as well as other knee damage, I couldn't get up and my wife and her cousin helped me to the counter. At this time a very drunk young man climbed out of the passenger seat and started to push the driver over into his now vacated seat(to claim neither was driving) My wifes cousin ran over to stop this and the lad got violent syaing he was gonna get his gun from the trunk and proceeded to do so at which time the store owners threatened using their guns. When her cousin informed me of this they quickly got me to the car and we left( I reported everything moments later to the police)
I had to have reconstructive knee surgury etc.(covered by my auto ins) I was in splints crutches rehab, etc for like 9 months. I retained a lawyer to recover from the slob who did this( oh yea I forgot to mention the driver blew a .23) only to find out that his caddie was his prize possession. Now his insurance want's to settle for 18k when his policy limit is 25k I have 100k Underinsured motorist protection but my lawyer says if we don't get the max from his we'll never get any thing from mine. Now my lawyer wants me to take the 18k he says we might lose in court because now I am pretty much back to normal(40 lbs weight gain from living on the couch for nine months) and have little to no long term damages. I don't know, anyone have any opinions on this one? Am I a greedy sob? All I can say is if I were to do this to someone I would expect to get screwed to the wall and deserve it!