[dmcummins]

I had no trouble getting a construction loan, but that was back in 2001. I also used my existing house for collateral along with the new house. I also had to pay 1% to a title company that basically would only release money as the new home was being built. I had to list all the supplier's and how much they were going to be paid.

I also would say you have to think about what future buyer's might want. It would cost alittle more but maybe a 3 car garage attached to the house with a unattached shop in the back might be a easier sell.