I have a terrible vision of sliding the bike out and my knee hitting pavement... I don't think in terms of a terrible accident, but even doing 25 mph, sliding your knee on the pavement for 5 feet will rip skin down to the bone... that will hurt like hell and take forever to heal... I get paranoid when I run to the store in helmet, jacket, gloves, boots and
only jeans..
usually it is a JR alter ego jacket for hot days (aprillia leather jacket for cool weather or WST), JR gloves (changed to Held for cooler weather, and Held air gloves are currently on order), Arai full faced helmet, JR alter ego over pants, and Sidi vertigo boots.
bruises and broken bones don't frighten me... road rash does... and that $hit scars... A woman at work told me last week about her son who recently was in a very bad accident in Brooklyn had skin grafted because of road rash on his arm...

. Also, that pants really aren't that warm if were very light pants underneath. it is the jacket that gets hot and my feet... probably need better breathing boots for the commute!